A historic riverfront neighborhood in Stuart, Florida
Downtown Stuart
About 272 homes on the old plats around downtown Stuart, inside the City of Stuart on the St. Lucie River, from houses of the 1910s to a condominium finished in 2023.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Downtown Stuart
Downtown Stuart is where the city began. Settlers arrived in 1870, the community was known as Potsdam from 1893 to 1896, and it took the name Stuart when the Florida East Coast Railroad came through, according to the City of Stuart.
This page covers the residential plats around the old downtown: the Bessey and Bessey Second Additions, Frazier Addition and Frazier Crescent, Porter’s and Kitching’s Additions, Feroe, Potsdam, French and Williams, Halpatiokee Park and Hildabrad Park, plus the Sailfish Cove condominium. The county roll counts about 272 built homes and six vacant lots.
Most houses date from the 1920s to the 1950s; the oldest on the roll is from 1910, and 1925 and the late 1950s are the busiest years. They run from about 900 square feet to more than 3,600, so small older houses and much larger ones share the same blocks. Sailfish Cove added 30 condominium homes in 2023.
It is inside the City of Stuart, the Martin County seat, so city zoning, permits and services apply. Flagler Park and City Hall, both on SW Flagler Avenue, and the Lyric Theatre are close by.
At a glance
- Streets
- SW St. Lucie Crescent, SW Cleveland Avenue, SE Riverside Drive, SE Weir Street and SW Bryant Avenue
- Home type
- Single-family homes and condominiums
- Zip code
- 34994, 34996
- County
- Martin County
On the market now
Homes for Sale in Downtown Stuart
Listings inside the boundary of Downtown Stuart, newest first, updated through the day from BeachesMLS. Right now 17 homes are listed, averaging $1,138,000.
$1,990,000
New Listing
328 SW Atlanta Avenue Stuart, Florida
4 Beds 4 Baths 2,712 SqFt
$1,145,000
New Listing
41 SW Seminole Street 307 Stuart, Florida
3 Beds 2 Baths 0.88 Acres
$799,500
New Listing
41 SW Seminole Street Unit #404 Stuart, Florida
1 Beds 1 Baths 0.88 Acres
$646,900
New Listing
489 SW Hidden Cove Way Stuart, Florida
4 Beds 3 Baths 1,631 SqFt
$624,900
New Listing
491 SW Hidden Cove Way Stuart, Florida
3 Beds 3 Baths 1,664 SqFt
$725,000
For Sale
965 SW Flora Belle Lane Stuart, Florida
4 Beds 3 Baths 2,299 SqFt 0.17 Acres
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Wednesday, November 4th, 2026 at 06:23:01 AM.
Closed sales
The Downtown Stuart Market
Closed sales inside the boundary of Downtown Stuart, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
Downtown Stuart recorded 13 closed sales in the twelve months through October 2026. Medians, so one unusual sale does not move them; we break the numbers out by home type for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 13 | 10 | +30% |
| Median sale price | $526,000 | $850,000 | -38% |
| Median price per sq ft | $411 | $497 | -17% |
| Middle 80% of sales | $340,000 to $2,490,000 | $450,000 to $1,000,000 | |
| Active listings now | 17 | ||
| Median asking price now | $829,000 | ||
| Months of supply now | 15.7 |
BeachesMLS closed sales inside the boundary of Downtown Stuart, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Downtown Stuart Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Water | The neighborhood sits on the St. Lucie River; which homes have water frontage or dock rights we confirm for a specific home. |
|---|
Association Fees From Current Listings
| Association fee, median | $560 a month |
|---|---|
| Typical range | $67 to $1,250 a month |
| Usually covers | Common Areas |
| Club membership | Not required |
From 15 current and recent BeachesMLS listings in Downtown Stuart, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- No neighborhood association We found no association covering the old downtown plats; we confirm for a specific home whether one applies.
- Sailfish Cove Homes in Sailfish Cove carry a condominium association; we confirm it in the documents for a specific unit.
- Older houses Many houses here date from the 1920s to the 1950s; we pull permits, roof and wind-mitigation history and the flood zone for a specific home.
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Downtown Stuart
Places nearby.
Zoned Public Schools
Downtown Stuart is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Downtown Stuart
- 1870
Stuart was first settled, according to the City of Stuart.
- 1893
The community took the name Potsdam, given by settler Otto Stypmann; it kept it until 1896, when the railroad era brought the name Stuart.
- 1914
Stuart was incorporated; it was chartered in 1925 and is the Martin County seat.
- 1925
One of the busiest years for homes still standing downtown, with 29 on the county roll.
- 2023
Sailfish Cove Condominium was finished, adding 30 homes on the county roll.
Sources: Martin County 2025 tax roll (Florida Department of Revenue), City of Stuart (Stuart’s History).
The boundary
Downtown Stuart on the Map
Questions
Questions Buyers Ask About Downtown Stuart
What do homes in Downtown Stuart cost right now?
Right now 17 homes are listed for sale inside Downtown Stuart, at an average asking price of $1,138,000 (about $790 per square foot), as of November 6, 2026. The market section above shows what homes here actually sold for over the past year.
Why was Stuart once called Potsdam?
Otto and Ernest Stypmann arrived in 1892 and farmed pineapples on land that is now downtown, and the community was known as Potsdam from 1893 to 1896, according to the City of Stuart. It was renamed for settler Homer Hine Stuart, Jr. when the railroad arrived. One of the downtown plats is still named Potsdam.
How old are the homes in downtown Stuart?
The oldest houses on the county roll date to 1910, and most were built between the 1920s and the 1950s. A few new houses and the Sailfish Cove condominium, finished in 2023, have been added since.
Is downtown Stuart inside the city limits?
Yes. These plats are inside the City of Stuart, so city zoning, permits and services apply. The city runs its own police and fire departments and its own water system.
Are there condos in downtown Stuart?
Yes. Sailfish Cove Condominium has 30 homes on the county roll, finished in 2023. River House, a separate condominium, has its own page. Most of the rest of the neighborhood is single-family houses with some small multifamily buildings.
How many homes are in Downtown Stuart, and when were they built?
There are about 272 homes in Downtown Stuart.
What are the association fees in Downtown Stuart?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home.
Is Downtown Stuart gated?
No gate that we have found; these are public city streets, and we confirm access for a specific home.
Which public schools serve Downtown Stuart?
Downtown Stuart is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
More Stuart Neighborhood Guides
Downtown Stuart
Let Us Take Care of the Details
Tell us the street or the home in Downtown Stuart. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
