A river neighborhood in Palm City, Florida
Bay Pointe, Palm City
33 single-family homes on SW Bay Pointe Circle and SW Estates Place off SW Dyer Point Road in Palm City, unincorporated Martin County, built from 1985 to 2022.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Bay Pointe
Bay Pointe is two recorded plats, Bay Pointe and Bay Pointe Estates, on the St. Lucie River side of SW Dyer Point Road in north Palm City. On Martin County’s GIS map, about half of the 33 home lots meet water the county maps as the St. Lucie River.
The county records Bay Pointe at PB 9, page 50, its entrance at PB 9, page 78, and Bay Pointe Estates at PB 13, page 50. SW Bay Pointe Circle runs through the first plat and SW Estates Place through the second. Lots run from about a third of an acre to about 1.75 acres, and a typical house has about 4,060 square feet of living area, with the larger ones past 6,800.
Building ran from 1985 to 2022, so the street mixes late 1980s houses with homes finished in the last few years. One lot in Bay Pointe Estates was still vacant on the 2025 roll.
Bay Pointe Property Owners Association of Palm City, Inc. holds the streets, the entrance, two water management tracts and a common area of about 3.9 acres on the county roll, so the roads are association property rather than county roads. The neighborhood sits next to Otter’s Run and Lighthouse Point, in unincorporated Martin County with a Palm City 34990 address.
At a glance
- Streets
- SW Bay Pointe Circle and SW Estates Place
- Home type
- Single-family homes
- Built
- Mostly 1987 to 2020
- Living area
- About 3,210 to 6,860 sq ft
- Zip code
- 34990
- County
- Martin County
- Association
- Bay Pointe Property Owners Association of Palm City, Inc.
On the market now
Homes for Sale in Bay Pointe
Listings inside the boundary of Bay Pointe, newest first, updated through the day from BeachesMLS. No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one.
$6,495,000
For Sale
661 SW Bay Pointe Circle Palm City, Florida
5 Beds 6 Baths 6,503 SqFt 0.73 Acres
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Thursday, November 5th, 2026 at 01:55:50 PM.
Closed sales
The Bay Pointe Market
Closed sales inside the boundary of Bay Pointe, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
One closed sale in twelve months is a thin sample, so read the median as a marker, not a price for any one home. We pull every closing here for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 1 | 1 | flat |
| Median sale price | $1,399,000 | $3,850,000 | -64% |
| Median price per sq ft | $404 | $1,245 | -68% |
| Active listings now | 0 |
BeachesMLS closed sales inside the boundary of Bay Pointe, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Bay Pointe Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | Bay Pointe Property Owners Association of Palm City, Inc. |
|---|---|
| Florida corporate record | Sunbiz document 770332, filed September 22, 1983 (opens in a new tab) |
| Governed by | Chapter 720, Florida Statutes (homeowners’ associations) |
| Water | On Martin County’s GIS map, 17 of the 33 home lots and an association common tract meet water the county maps as the St. Lucie River; the others are inland lots. We confirm frontage, any dock or lift and its permits, water depth and the bridges on the route to the St. Lucie Inlet for a specific home. |
Association Fees From Current Listings
| Association fee, median | $1,076 a month |
|---|---|
| Typical range | $1,075 to $1,076 a month |
| Usually covers | Common Areas |
| Club membership | Not required |
From 2 current and recent BeachesMLS listings in Bay Pointe, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Waterfront costs Seawall condition, dock permits and flood insurance vary lot by lot; we gather them for a specific home.
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Bay Pointe
Places nearby.
Zoned Public Schools
Bay Pointe is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Bay Pointe
- 1983
Bay Pointe Property Owners Association of Palm City, Inc. was filed with the state on September 22.
- 1985
The oldest homes on the county roll were built on the Bay Pointe plat.
- 2000
The median year built across both plats.
- 2002
The association filed a corporate merger with the state on September 11.
- 2022
The newest homes on the county roll were completed.
Sources: Florida Department of Revenue 2025 tax roll (Martin County parcels); Martin County GIS parcel, subdivision and water layers (read 2026-10-22); Florida Division of Corporations (document 770332).
The boundary
Bay Pointe on the Map
Questions
Questions Buyers Ask About Bay Pointe
What do homes in Bay Pointe cost right now?
No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one. The market section above shows what homes here actually sold for over the past year.
Is Bay Pointe on the water?
Partly. On the county’s GIS map, 17 of the 33 home lots and an association common tract meet water the county maps as the St. Lucie River. We confirm frontage, any dock and the water depth lot by lot.
What is the difference between Bay Pointe and Bay Pointe Estates?
They are two recorded plats under one association. Bay Pointe (PB 9, page 50) is on SW Bay Pointe Circle, built from 1985 on; Bay Pointe Estates (PB 13, page 50) is on SW Estates Place, with larger lots up to about 1.75 acres.
Who maintains the streets in Bay Pointe?
Bay Pointe Property Owners Association of Palm City, Inc. holds the street and entrance tracts on the county roll, along with the water management tracts and the common area. We confirm the current rules and dues for a specific home once you are under contract.
How big are the homes in Bay Pointe?
A typical house has about 4,060 square feet of living area on the county roll, with the larger ones past 6,800, on lots from about a third of an acre to about 1.75 acres.
Is Bay Pointe in the City of Stuart?
No. It is in unincorporated Martin County with a Palm City 34990 address, so county rules set its taxes, permits and zoned schools.
How many homes are in Bay Pointe, and when were they built?
Martin County property records list 33 residential parcels in Bay Pointe, most built 1987 to 2020, with a typical living area of about 4,060 square feet.
Who runs the Bay Pointe association?
Bay Pointe Property Owners Association of Palm City, Inc. (Florida document 770332, filed September 22, 1983) governs the community; we confirm the current management company for each home.
What are the association fees in Bay Pointe?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home.
Is Bay Pointe gated?
We have not found an official source on a gate; we confirm access for a specific home.
Which public schools serve Bay Pointe?
Bay Pointe is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
More Palm City Neighborhood Guides
Bay Pointe · Palm City
Let Us Take Care of the Details
Tell us the street or the home in Bay Pointe. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
