A condominium community in Stuart, Florida
Montego Cove, Stuart
A condominium community of 182 homes on SE Martinique Drive and SE Martinique Trace in south Stuart, built from 1985 to 1989 around lakes, in unincorporated Martin County.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Montego Cove
Montego Cove is a 1980s condominium community of 182 homes on SE Martinique Drive and SE Martinique Trace. The county roll dates every unit to 1985 through 1989, and a water management district filing describes lakes on the property.
The roll records the units in numbered phases, up to Montego Cove XV, and the county lists them as one subdivision. Units are typically about 1,200 square feet, with the larger plans about 1,440.
Montego Cove Condominium Association, Inc., filed in 1984, is active at SE Martinique Drive. We read its documents, the inspection reports and the reserve study once you are under contract.
It is in the 34997 ZIP in unincorporated Martin County, south of downtown Stuart.
At a glance
- Streets
- SE Martinique Drive and SE Martinique Trace
- Home type
- Condominiums
- Built
- Mostly 1985 to 1988
- Living area
- About 1,200 to 1,440 sq ft
- Zip code
- 34997
- County
- Martin County
- Association
- Montego Cove Condominium Association, Inc.
On the market now
Homes for Sale in Montego Cove
Listings inside the boundary of Montego Cove, newest first, updated through the day from BeachesMLS. No condominiums are listed for sale here right now. New listings come up through the year; ask me to watch for one.
$325,000
For Sale
6070 SE Martinique Drive 202 Stuart, Florida
2 Beds 2 Baths 1,506 SqFt 53.38 Acres
$199,000
For Sale
3410 SE Martinique Trace 201 Stuart, Florida
2 Beds 2 Baths 1,506 SqFt 53.38 Acres
$319,900
Pending
3470 SE Martinique Trace 103 Stuart, Florida
2 Beds 2 Baths 1,506 SqFt 53.38 Acres
$279,900
Active Under Contract
6050 SE Martinique Drive 102 Stuart, Florida
2 Beds 2 Baths 1,506 SqFt
$295,000
For Sale
6100 SE Martinique Drive 201 Stuart, Florida
2 Beds 2 Baths 1,506 SqFt
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Wednesday, November 4th, 2026 at 12:04:44 AM.
Closed sales
The Montego Cove Market
Closed sales inside the boundary of Montego Cove, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
Montego Cove recorded 9 closed sales in the twelve months through October 2026. Medians, so one unusual sale does not move them; we break the numbers out by home type for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 9 | 5 | +80% |
| Median sale price | $273,000 | $345,000 | -21% |
| Median price per sq ft | $181 | $205 | -12% |
| Active listings now | 0 |
BeachesMLS closed sales inside the boundary of Montego Cove, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Montego Cove Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | Montego Cove Condominium Association, Inc. |
|---|---|
| Florida corporate record | Sunbiz document N04193, filed July 16, 1984 (opens in a new tab) |
| Governed by | Chapter 718, Florida Statutes (condominiums) |
Association Fees From Current Listings
| Association fee, median | $727 a month |
|---|---|
| Typical range | $698 to $727 a month |
| Association or manager named in listings | Montego Cove |
| Usually covers | Common Areas, Cable TV, Pest Control, Internet, Maintenance Grounds, Roof, Recreation Facilities, Trash |
| Club membership | Not required |
From 15 current and recent BeachesMLS listings in Montego Cove, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: leasing, pet and approval rules if they matter to you
- After you sign: the declaration, articles, bylaws, rules, budget and reserves, with the cancellation window Florida law sets once you receive them
- For buildings three stories or taller: milestone inspection and structural integrity reserve study status
- Before closing: the estoppel certificate from the condominium association
Where it sits
Around Montego Cove
Places nearby.
Zoned Public Schools
Montego Cove is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Montego Cove
- 1984
Montego Cove Property Owners’ Association, Inc. was filed on January 25, and Montego Cove Condominium Association, Inc. on July 16.
- 1985
The first units on the county roll were built.
- 1986
The median year built.
- 1989
The last units were finished.
Sources: Martin County 2025 tax roll (Florida Department of Revenue); Florida Division of Corporations records N01083, N04193; South Florida Water Management District permit filing; Martin County GIS municipal boundaries and county address points.
The boundary
Montego Cove on the Map
Questions
Questions Buyers Ask About Montego Cove
What do condominiums in Montego Cove cost right now?
No condominiums are listed for sale here right now. New listings come up through the year; ask me to watch for one. The market section above shows what condominiums here actually sold for over the past year.
Is Montego Cove in the City of Stuart?
No. It tests outside the city line on Martin County’s boundary map, so it is unincorporated Martin County with a Stuart mailing address.
How many associations does Montego Cove have?
The active one we found is Montego Cove Condominium Association, Inc., filed in 1984. A 1984 property owners’ association is no longer active. We confirm the governing documents for a specific unit.
How big are the units in Montego Cove?
Typically about 1,200 square feet on the county roll, with larger plans of about 1,440.
What occupancy rules apply in Montego Cove?
Occupancy and age rules are set by each community’s recorded documents, and we confirm them for the specific home.
How many condominiums are in Montego Cove, and when were they built?
Martin County property records list 182 residential parcels in Montego Cove, most built 1985 to 1988, with a typical living area of about 1,200 square feet.
Who runs the Montego Cove association?
Montego Cove Condominium Association, Inc. (Florida document N04193, filed July 16, 1984) governs the community; we confirm the current management company for each home.
What are the association fees in Montego Cove?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the condominium documents and the estoppel certificate confirm the exact amount for a specific home.
Is Montego Cove gated?
We have not confirmed a gate from an official source; we confirm access arrangements for a specific home.
Which public schools serve Montego Cove?
Montego Cove is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
More Stuart Neighborhood Guides
Montego Cove · Stuart
Let Us Take Care of the Details
Tell us the street or the home in Montego Cove. We come back with the listings, the association’s fees and rules, and what similar condominiums sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
