A neighborhood in Palm City, Florida
Harbour Pointe, Palm City
About 116 single-family homes on SW Lighthouse Drive in northern Palm City, unincorporated Martin County, built from 1991 to 2005 in three recorded phases.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Harbour Pointe
Harbour Pointe is a 1990s neighborhood in northern Palm City, set along one long street, SW Lighthouse Drive. Its owners’ association was filed in 1990, and most of the 116 homes were finished by 2001.
The county records Phases 1, 2 and 3 on one plat, at PB 12, page 67. Lots are about a fifth of an acre, and a typical house has about 2,250 square feet of living area, with most between about 1,950 and 3,040.
Despite the name, we have not confirmed river access from Harbour Pointe; we confirm any lake or water frontage for a specific home.
It is in unincorporated Martin County with a Palm City address in the 34990 ZIP, about half a mile from Palm Cove and Seagate Harbor.
At a glance
- Streets
- SW Lighthouse Drive and SW Hunters Club Way
- Home type
- Single-family homes
- Built
- Mostly 1992 to 2002
- Living area
- About 1,970 to 3,060 sq ft
- Zip code
- 34990
- County
- Martin County
- Association
- Harbour Pointe Owners’ Association, Inc.
On the market now
Homes for Sale in Harbour Pointe
Listings inside the boundary of Harbour Pointe, newest first, updated through the day from BeachesMLS. Right now 3 homes are listed, averaging $771,000.
$809,000
For Sale
1170 SW Lighthouse Drive Palm City, Florida
5 Beds 3 Baths 3,217 SqFt 0.21 Acres
$779,900
For Sale
913 SW LIGHTHOUSE Drive Palm City, Florida
4 Beds 3 Baths 2,430 SqFt 0.21 Acres
$725,000
Active Under Contract
1138 SW Lighthouse Drive Palm City, Florida
5 Beds 4 Baths 3,255 SqFt 0.2 Acres
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Thursday, November 5th, 2026 at 02:57:40 AM.
Closed sales
The Harbour Pointe Market
Closed sales inside the boundary of Harbour Pointe, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
Two closed sales in twelve months is a thin sample, so read the median as a marker, not a price for any one home. We pull every closing here for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 2 | 4 | -50% |
| Median sale price | $631,000 | $648,000 | -3% |
| Median price per sq ft | $300 | $282 | +6% |
| Active listings now | 3 | ||
| Median asking price now | $794,000 | ||
| Months of supply now | 18.0 |
BeachesMLS closed sales inside the boundary of Harbour Pointe, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Harbour Pointe Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | Harbour Pointe Owners’ Association, Inc. |
|---|---|
| Florida corporate record | Sunbiz document N39398, filed July 30, 1990 (opens in a new tab) |
| Governed by | Chapter 720, Florida Statutes (homeowners’ associations) |
| Water | We have not confirmed river access from Harbour Pointe; we confirm any water frontage for a specific home. |
Association Fees From Current Listings
| Association fee, median | $239 a month |
|---|---|
| Typical range | $238 to $239 a month |
| Association or manager named in listings | Coastal Property Management |
| Usually covers | Common Areas, Cable TV, Security, Internet |
| Club membership | Not required |
From 5 current and recent BeachesMLS listings in Harbour Pointe, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Harbour Pointe
Places nearby.
Zoned Public Schools
Harbour Pointe is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Harbour Pointe
- 1990
Harbour Pointe Owners’ Association, Inc. was filed with the State of Florida on July 30.
- 1991
The first homes on the county roll were finished.
- 1994
The median year built.
- 2005
The last home on the county roll was completed.
Sources: Martin County 2025 tax roll (Florida Department of Revenue); Martin County GIS parcel and subdivision records (read 2026-10-21); Florida Division of Corporations record N39398.
The boundary
Harbour Pointe on the Map
Questions
Questions Buyers Ask About Harbour Pointe
What do homes in Harbour Pointe cost right now?
Right now 3 homes are listed for sale inside Harbour Pointe, at an average asking price of $771,000 (about $265 per square foot), as of November 6, 2026. The market section above shows what homes here actually sold for over the past year.
When were the homes in Harbour Pointe built?
From 1991 to 2005, according to the county roll, with most finished by 2001.
How big are the homes in Harbour Pointe?
A typical house has about 2,250 square feet of living area on the county roll, on a lot of about a fifth of an acre.
Is Harbour Pointe on the water?
We have not confirmed river access. We confirm lake or water frontage for a specific home.
Does Harbour Pointe have an HOA?
Yes. Harbour Pointe Owners’ Association, Inc. has been active since 1990. We confirm assessments from the disclosure summary.
How many homes are in Harbour Pointe, and when were they built?
Martin County property records list 116 residential parcels in Harbour Pointe, most built 1992 to 2002, with a typical living area of about 2,250 square feet.
Who runs the Harbour Pointe association?
Harbour Pointe Owners’ Association, Inc. (Florida document N39398, filed July 30, 1990) governs the community; we confirm the current management company for each home.
What are the association fees in Harbour Pointe?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home.
Is Harbour Pointe gated?
We have not found an official source on a gate; we confirm access for a specific home.
Which public schools serve Harbour Pointe?
Harbour Pointe is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
More Palm City Neighborhood Guides
Harbour Pointe · Palm City
Let Us Take Care of the Details
Tell us the street or the home in Harbour Pointe. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
