A neighborhood in Martin Downs, Palm City, Florida
Charter Club at Martin Downs, Palm City
About 200 single-family homes in the eastern part of Martin Downs, unincorporated Palm City, built from 1988 to 1995 around three lakes on SW Olympic Club Terrace.
Recent Charter Club at Martin Downs sales·Arrange a valuation
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Charter Club at Martin Downs
Charter Club at Martin Downs is a gated neighborhood of about 200 houses, built from 1988 to 1995 and named, street by street, for golf courses: Olympic Club, Shoal Creek, Augusta and Shinnecock Hills. It is part of Martin Downs, the Palm City master plan begun in the mid-1970s.
The county roll counts 201 single-family homes on the Charter Club plat, recorded at PB 11, page 15. Most were finished from 1993 to 1995. A typical house has about 1,500 square feet of living area, most fall between about 1,430 and 1,940, and lots are compact, about a tenth of an acre.
The association describes three lakes, a heated pool and spa, a covered cabana and two lighted tennis and pickleball courts, with every home on a lake or a landscaped buffer. It holds the streets and common tracts on the county record, and the Martin Downs Property Owners Association holds the water management tract.
It sits in the eastern part of Martin Downs, next to the Monarch course and close to Pine Ridge at Martin Downs and Parkside at Martin Downs, in the 34990 ZIP.
At a glance
- Streets
- SW Olympic Club Terrace, SW Shoal Creek Trace, SW Augusta Trace and SW Shinnecock Hills Court
- Home type
- Single-family homes
- Built
- Mostly 1989 to 1995
- Living area
- About 1,430 to 1,940 sq ft
- Zip code
- 34990
- County
- Martin County
- Association
- The Charter Club at Martin Downs Homeowners’ Association, Inc.
- Manager
- Applied Concepts of Martin County
On the market now
Homes for Sale in Charter Club at Martin Downs
Listings inside the boundary of Charter Club at Martin Downs, newest first, updated through the day from BeachesMLS. Right now 3 homes are listed, averaging $393,000.
$350,000
Active Under Contract
2289 SW Olympic Club Terrace Palm City, Florida
3 Beds 2 Baths 1,428 SqFt 0.1 Acres
$409,000
Active Under Contract
2075 SW AUGUSTA Trace Palm City, Florida
3 Beds 2 Baths 1,796 SqFt 0.17 Acres
$419,000
For Sale
2110 SW Olympic Club Terrace Palm City, Florida
3 Beds 3 Baths 1,931 SqFt 0.11 Acres
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Thursday, November 5th, 2026 at 03:14:33 AM.
Closed sales
The Charter Club at Martin Downs Market
Closed sales inside the boundary of Charter Club at Martin Downs, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
Charter Club at Martin Downs recorded 5 closed sales in the twelve months through October 2026. Medians, so one unusual sale does not move them; we break the numbers out by home type for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 5 | 11 | -55% |
| Median sale price | $410,000 | $380,000 | +8% |
| Median price per sq ft | $224 | $245 | -9% |
| Active listings now | 3 | ||
| Median asking price now | $385,000 | ||
| Months of supply now | 7.2 |
BeachesMLS closed sales inside the boundary of Charter Club at Martin Downs, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Charter Club at Martin Downs Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | The Charter Club at Martin Downs Homeowners’ Association, Inc. |
|---|---|
| Florida corporate record | Sunbiz document N22732, filed September 29, 1987 (opens in a new tab) |
| Management company | Applied Concepts of Martin County |
| Governed by | Chapter 720, Florida Statutes (homeowners’ associations) |
| Club | Martin Downs Golf Club and Banyan Creek Golf Club sell memberships separately from the homes as far as we have found; we confirm current terms for a specific home, and dues are on request. |
Association Fees From Current Listings
| Association fee, median | $408 a month |
|---|---|
| Typical range | $367 to $417 a month |
| Usually covers | Cable TV, Common Areas, Security, Maintenance Grounds, Recreation Facilities, Internet |
| Club membership | Not required |
From 8 current and recent BeachesMLS listings in Charter Club at Martin Downs, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Layered associations The neighborhood association is a member of the Martin Downs Property Owners Association; we confirm every assessment, at both levels, from the disclosure summaries.
- Golf club Any club membership is separate from the home as far as we have found; we get current terms in writing on request.
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Charter Club at Martin Downs
Places nearby.
Zoned Public Schools
Charter Club at Martin Downs is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Charter Club at Martin Downs
- 1976
The first Martin Downs course, Crane Creek, opened in December on land master-planned in the mid-1970s as Palm City Ranch.
- 1983
Martin Downs Property Owners Association, Inc., the master association, was filed with the State of Florida on April 14.
- 1987
The Charter Club at Martin Downs Homeowners’ Association, Inc. was filed with the State of Florida on September 29.
- 1988
The first Charter Club homes on the county roll were finished.
- 1995
The last homes were completed, after the busiest years from 1993 to 1995.
Sources: Martin County 2025 tax roll (Florida Department of Revenue); Martin County GIS parcel and subdivision records (read 2026-10-21); Florida Division of Corporations; The Charter Club at Martin Downs; Martin Downs Property Owners Association member list; Hometown News: Martin Downs, January 2019.
The boundary
Charter Club at Martin Downs on the Map
Questions
Questions Buyers Ask About Charter Club at Martin Downs
What do homes in Charter Club at Martin Downs cost right now?
Right now 3 homes are listed for sale inside Charter Club at Martin Downs, at an average asking price of $393,000 (about $230 per square foot), as of November 6, 2026. The market section above shows what homes here actually sold for over the past year.
Is Charter Club part of Martin Downs?
Yes. Charter Club is one of the neighborhoods of Martin Downs, and its association is listed as a member of the Martin Downs Property Owners Association, the master association for the plan.
What amenities does Charter Club have?
The association lists a heated pool and spa, a covered cabana and two lighted tennis and pickleball courts, set around three lakes. We confirm current rules and any rental terms for the cabana.
When were the homes in Charter Club built?
From 1988 to 1995, according to the county roll, with most finished from 1993 to 1995.
How big are the homes in Charter Club?
A typical house has about 1,500 square feet of living area on the county roll, most between about 1,430 and 1,940, on lots of about a tenth of an acre.
Is Charter Club part of Monarch?
No. It backs onto the Monarch course but has its own plat and its own association.
How many homes are in Charter Club at Martin Downs, and when were they built?
Martin County property records list 201 residential parcels in Charter Club at Martin Downs, most built 1989 to 1995, with a typical living area of about 1,500 square feet.
Who runs the Charter Club at Martin Downs association?
The Charter Club at Martin Downs Homeowners’ Association, Inc. (Florida document N22732, filed September 29, 1987) is managed by Applied Concepts of Martin County.
What are the association fees in Charter Club at Martin Downs?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home. Club dues, where a club applies, are on request.
Is Charter Club at Martin Downs gated?
Yes. The association describes Charter Club as a gated community; we confirm gate access and stickers for a specific home.
Which public schools serve Charter Club at Martin Downs?
Charter Club at Martin Downs is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
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Charter Club at Martin Downs · Palm City
Let Us Take Care of the Details
Tell us the street or the home in Charter Club at Martin Downs. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
