A neighborhood in Stuart, Florida
Emerald Lakes, Stuart
About 531 homes in unincorporated Martin County with a Stuart address, built in phases from 1983 to 2000 around lakes off SE Federal Highway in south Stuart.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Emerald Lakes
Emerald Lakes was built in fifteen phases over almost two decades. The county roll counts 531 homes, the first finished in 1983 and the last in 2000, on streets named for islands in the Bahamas.
The roll records the phases, from Phase I-B through Phases XIV and XV, as separate plats with their own lakes, private streets and recreation tracts. The homes sit on small lots, most about 1,350 square feet of land, with roughly 1,300 to 1,500 square feet of living area, so many are attached homes on their own lots.
Most of the homes are on SE Windsong Lane, with the cul-de-sacs Scotland Cay, Grand Cay, Hopetown and Walkers Cay off it. The roll also lists recreation tracts held in common; what the association covers is something we confirm for a specific home.
It is in unincorporated Martin County with a Stuart address, in the 34997 ZIP, close to Port Salerno and the Manatee Pocket. The Emerald Lakes Plaza shops on SE Federal Highway are on separate commercial parcels.
At a glance
- Streets
- SE Windsong Lane, SE Scotland Cay Way, SE Grand Cay Court, SE Hopetown Terrace and SE Walkers Cay Court
- Home type
- Single-family homes
- Zip code
- 34997, 34994
- County
- Martin County
- Association
- Emerald Lakes (name as recorded on the county roll)
On the market now
Homes for Sale in Emerald Lakes
Listings inside the boundary of Emerald Lakes, newest first, updated through the day from BeachesMLS. Right now 9 homes are listed, averaging $320,000.
$274,900
Active Under Contract
5913 SE Windsong Lane 834 Stuart, Florida
3 Beds 3 Baths 1,512 SqFt 0.04 Acres
$269,900
For Sale
5714 SE Windsong Lane 327 Stuart, Florida
2 Beds 3 Baths 1,288 SqFt
$425,000
For Sale
6020 SE Walkers Cay Court Stuart, Florida
3 Beds 2 Baths 1,536 SqFt 0.13 Acres
$260,000
Pending
5793 SE WINDSONG Lane Stuart, Florida
2 Beds 3 Baths 1,288 SqFt 0.03 Acres
$419,900
For Sale
4348 SE Hopetown Terrace Stuart, Florida
3 Beds 2 Baths 1,422 SqFt 0.11 Acres
$279,000
For Sale
5726 SE WINDSONG Lane #324 Stuart, Florida
2 Beds 3 Baths 1,288 SqFt 0.03 Acres
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Thursday, November 5th, 2026 at 05:23:01 PM.
Closed sales
The Emerald Lakes Market
Closed sales inside the boundary of Emerald Lakes, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
Emerald Lakes recorded 26 closed sales in the twelve months through October 2026. Medians, so one unusual sale does not move them; we break the numbers out by home type for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 26 | 17 | +53% |
| Median sale price | $279,000 | $285,000 | -2% |
| Median price per sq ft | $207 | $217 | -5% |
| Middle 80% of sales | $230,000 to $420,000 | $237,000 to $440,000 | |
| Active listings now | 9 | ||
| Median asking price now | $279,000 | ||
| Months of supply now | 4.2 |
BeachesMLS closed sales inside the boundary of Emerald Lakes, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Emerald Lakes Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | Emerald Lakes (name as recorded on the county roll) |
|---|---|
| Governed by | Chapter 720, Florida Statutes (homeowners’ associations) |
Association Fees From Current Listings
| Association fee, median | $252 a month |
|---|---|
| Typical range | $249 to $290 a month |
| Association or manager named in listings | Emerald Lakes, Emerald Lakes Hoa, Emerald Lakes Villas Homeowner'S Association |
| Usually covers | Cable TV, Common Areas, Maintenance Grounds, Security, Recreation Facilities |
| Club membership | Not required |
From 34 current and recent BeachesMLS listings in Emerald Lakes, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Phase associations Fifteen phases can mean more than one layer of association; we confirm which apply to a specific home.
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Emerald Lakes
Places nearby.
Zoned Public Schools
Emerald Lakes is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Emerald Lakes
- 1983
The first homes were finished; the county roll dates 122 homes to 1983.
- 1984
Another 116 homes were completed as the early phases filled in.
- 1988
Building picked up again in later phases, with 63 homes this year.
- 2000
The last of the original homes on the roll was finished.
Sources: Martin County 2025 tax roll (Florida Department of Revenue), legal descriptions on the Martin County roll.
The boundary
Emerald Lakes on the Map
Questions
Questions Buyers Ask About Emerald Lakes
What do homes in Emerald Lakes cost right now?
Right now 9 homes are listed for sale inside Emerald Lakes, at an average asking price of $320,000 (about $230 per square foot), as of November 6, 2026. The market section above shows what homes here actually sold for over the past year.
Where is Emerald Lakes in Stuart?
Off SE Federal Highway in south Stuart, in unincorporated Martin County with a Stuart address and the 34997 ZIP. SE Windsong Lane is the main street.
When was Emerald Lakes built?
In phases from 1983 to 2000, according to the county roll, with most homes finished in 1983, 1984 and the late 1980s and 1990s.
Are the homes in Emerald Lakes attached?
The roll classes them as single-family homes, each on its own lot, but most lots are small, about 1,350 square feet of land. Many are attached homes; we confirm the layout of a specific home.
How many phases does Emerald Lakes have?
The county roll records phases from Phase I-B through Phases XIV and XV, each on its own plat.
Does Emerald Lakes have common areas?
The roll lists lakes, private streets and recreation tracts held in common. We confirm what the association maintains for a specific home.
How many homes are in Emerald Lakes, and when were they built?
There are about 531 homes in Emerald Lakes.
Who runs the Emerald Lakes association?
Emerald Lakes (name as recorded on the county roll) governs the community; we confirm the current management company for each home.
What are the association fees in Emerald Lakes?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home.
Is Emerald Lakes gated?
We have not found an official source confirming a gate; we confirm access for a specific home.
Which public schools serve Emerald Lakes?
Emerald Lakes is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
More Stuart Neighborhood Guides
Emerald Lakes · Stuart
Let Us Take Care of the Details
Tell us the street or the home in Emerald Lakes. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
