A creekside neighborhood in Palm City, Florida
Rustic Hills, Palm City
About 196 single-family homes on SW Covered Bridge Drive and nearby streets in northern Palm City, unincorporated Martin County, mostly built in the 1970s.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Rustic Hills
Rustic Hills is a 1970s neighborhood in northern Palm City, on the Bessey Creek side of town, with streets such as SW Covered Bridge Drive and SW Bessey Creek Trail. More than half the homes on the county roll were built in that decade.
The county records two plats, Rustic Hills at PB 5, page 36 and Rustic Hills Phase III at PB 6, pages 94 and 97, with about 196 homes. Lots vary more than in most Palm City neighborhoods: most are about a quarter to a third of an acre, and some run past 2 acres. A typical house has about 2,060 square feet of living area.
Rustic Hills, Phases 1 & 2, Property Owners Association, Inc. has been active since 1979. Whether it covers Phase III, and any deed restrictions, we confirm for a specific home.
It is in unincorporated Martin County with a Palm City address in the 34990 ZIP, about half a mile from Hideaway Isles.
At a glance
- Streets
- SW Lake Terrace, SW Evergreen Lane, SW Covered Bridge Drive, SW Bessey Creek Trail, SW Murphy Road, SW Peninsula Lane and SW Wood Creek Trail
- Home type
- Single-family homes
- Built
- Mostly 1973 to 1998
- Living area
- About 1,340 to 3,010 sq ft
- Zip code
- 34990
- County
- Martin County
- Association
- Rustic Hills, Phases 1 & 2, Property Owners Association, Inc.
On the market now
Homes for Sale in Rustic Hills
Listings inside the boundary of Rustic Hills, newest first, updated through the day from BeachesMLS. Right now 3 homes are listed, averaging $790,000.
$665,000
For Sale
3027 SW Cedar Trail Palm City, Florida
3 Beds 2 Baths 1,636 SqFt 0.29 Acres
$880,000
For Sale
3247 SW BESSEY CREEK Trail Palm City, Florida
3 Beds 4 Baths 2,959 SqFt 1.93 Acres
$825,000
Active Under Contract
2483 SW Murphy Road Palm City, Florida
5 Beds 3 Baths 2,534 SqFt 0.25 Acres
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Friday, November 6th, 2026 at 09:04:30 AM.
Closed sales
The Rustic Hills Market
Closed sales inside the boundary of Rustic Hills, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
Rustic Hills recorded 7 closed sales in the twelve months through October 2026. Medians, so one unusual sale does not move them; we break the numbers out by home type for any home you are considering.
| Measure | Last 12 months | Year before | Change |
|---|---|---|---|
| Homes sold | 7 | 2 | +250% |
| Median sale price | $770,000 | $733,000 | +5% |
| Median price per sq ft | $317 | $291 | +9% |
| Active listings now | 3 | ||
| Median asking price now | $773,000 | ||
| Months of supply now | 5.1 |
BeachesMLS closed sales inside the boundary of Rustic Hills, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Rustic Hills Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | Rustic Hills, Phases 1 & 2, Property Owners Association, Inc. |
|---|---|
| Florida corporate record | Sunbiz document 745530, filed January 12, 1979 (opens in a new tab) |
| Governed by | Chapter 720, Florida Statutes (homeowners’ associations) |
| Water | Bessey Creek runs to the St. Lucie River, and the state’s C-23 canal meets it nearby at the S-48 structure, a fixed weir boats cannot pass. We confirm creek or canal frontage, any dock and the route for a specific lot. On the river route to the St. Lucie Inlet, NOAA’s Coast Pilot lists the fixed Palm City Bridge at 54 feet, two bascule bridges at Stuart (the railroad bridge and the Old Roosevelt Bridge) and two fixed highway bridges at 65 feet; which of them a boat from a given home passes, and the depth along the way, we confirm per home. |
Association Fees From Current Listings
| Association fee, median | $22 a month |
|---|---|
| Typical range | $20 to $25 a month |
| Usually covers | Common Areas |
| Club membership | Not required |
From 9 current and recent BeachesMLS listings in Rustic Hills, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Waterfront costs Dock permits and flood insurance vary lot by lot; we gather them for a specific home.
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Rustic Hills
Places nearby.
Zoned Public Schools
Rustic Hills is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Rustic Hills
- 1970
The oldest homes on the county roll were built.
- 1973
The busiest year, as the first plat filled in.
- 1979
Rustic Hills, Phases 1 & 2, Property Owners Association, Inc. was filed with the State of Florida on January 12.
- 2025
The newest home on the county roll was completed.
Sources: Martin County 2025 tax roll (Florida Department of Revenue); Martin County GIS parcel and subdivision records (read 2026-10-21); Florida Division of Corporations (Sunbiz, read 2026-10-21); South Florida Water Management District, St. Lucie estuary; NOAA U.S. Coast Pilot 4, chapters 10 and 12.
The boundary
Rustic Hills on the Map
Questions
Questions Buyers Ask About Rustic Hills
What do homes in Rustic Hills cost right now?
Right now 3 homes are listed for sale inside Rustic Hills, at an average asking price of $790,000 (about $343 per square foot), as of November 6, 2026. The market section above shows what homes here actually sold for over the past year.
Is Rustic Hills on the water?
It sits on the Bessey Creek side of Palm City, and some lots may front the creek or a canal. We confirm frontage, any dock and the route to the river lot by lot.
Can boats from Rustic Hills reach the river?
Bessey Creek runs to the St. Lucie River, but the C-23 canal’s S-48 structure nearby is a fixed weir. Which side of it a lot sits on, and the clearances on the way, we confirm per home.
How big are the lots in Rustic Hills?
Most are about a quarter to a third of an acre on the county roll, and some run past 2 acres.
When were the homes in Rustic Hills built?
Mostly in the 1970s, according to the county roll, with homes added in every decade since.
How many homes are in Rustic Hills, and when were they built?
Martin County property records list 192 residential parcels in Rustic Hills, most built 1973 to 1998, with a typical living area of about 2,060 square feet.
Who runs the Rustic Hills association?
Rustic Hills, Phases 1 & 2, Property Owners Association, Inc. (Florida document 745530, filed January 12, 1979) governs the community; we confirm the current management company for each home.
What are the association fees in Rustic Hills?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home.
Is Rustic Hills gated?
We have not found an official source on a gate; we confirm access for a specific home.
Which public schools serve Rustic Hills?
Rustic Hills is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
More Palm City Neighborhood Guides
Also in Palm City
- Allen’s Minor Plat
- Canoe Creek
- Charter Club at Martin Downs
- Greenridge Estates
- Harbour Pointe
- Highlands Reserve
- La Mariposa
- Mallard Creek
- Mill Creek at Martin Downs
- Oak Ridge
- Palm Brook Estates
- Parkside at Martin Downs
- River Landing
- Smaller Neighborhoods of Palm City
- The Admiralty
- The Oaks
Rustic Hills · Palm City
Let Us Take Care of the Details
Tell us the street or the home in Rustic Hills. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
