A yacht and country club community with a Palm City address

Harbour Ridge, Palm City

A club community of about 695 residences in 28 villages on the North Fork of the St. Lucie River, with a marina and golf, in St. Lucie County with a Palm City address.

718Homes on the county roll
1985–1994Years most homes were built
2,230Typical living area, sq ft
Club villagesHome type

Homes, years and sizes: St. Lucie County property records (2025 tax roll).

Overview

About Harbour Ridge

Harbour Ridge is a yacht and country club community of about 695 residences, arranged in 28 villages on the North Fork of the St. Lucie River. Membership comes with the home.

Each village has its own style of home, from single-family houses to villas and condominiums. On Harbour Ridge Plat No. 1, the county roll shows houses built mostly from 1985 to 1991, with a typical living area of about 3,900 square feet on lots of about seven-tenths of an acre.

The roll records about 117 acres of golf course land on Plats 2 and 3, plus preserve and wetland tracts. The club runs a marina on the river.

One thing to know early: Harbour Ridge has a Palm City mailing address but sits in St. Lucie County, so taxes, permits and public school assignments follow St. Lucie County rather than Martin County. We confirm the county records for a specific home.

At a glance

Streets
NW Harbour Ridge Boulevard, NW Wax Myrtle Trail, NW Hollyberry Lane, NW Coco Plum Court and NW Juniper Court
Home type
Single-family homes, villas and condominiums in villages
Built
Mostly 1985 to 1994
Living area
About 1,500 to 3,730 sq ft
Zip code
34990
County
St. Lucie County

On the market now

Homes for Sale in Harbour Ridge

Listings inside the boundary of Harbour Ridge, newest first, updated through the day from BeachesMLS. No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one.

Beaches MLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data last updated Thursday, November 5th, 2026 at 05:56:42 AM.

Live from BeachesMLS

Closed sales

The Harbour Ridge Market

Closed sales inside the boundary of Harbour Ridge, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.

Harbour Ridge recorded 13 closed sales in the twelve months through October 2026. Medians, so one unusual sale does not move them; we break the numbers out by home type for any home you are considering.

MeasureLast 12 monthsYear beforeChange
Homes sold136+117%
Median sale price$898,000$585,000+54%
Median price per sq ft$296$188+57%
Middle 80% of sales$225,000 to $1,650,000$75,000 to $3,600,000
Active listings now0

BeachesMLS closed sales inside the boundary of Harbour Ridge, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.

Association and costs

The Harbour Ridge Association and What It Costs

Who runs the association, what governs it, and what current listings say the fee is.

ClubMembership in the club is required with the home; dues and the initiation terms are on request.
WaterThe club has a marina on the North Fork of the St. Lucie River; slip terms and the route to the inlet we confirm for a specific home.

Association Fees From Current Listings

Association fee, median$4,357 a month
Typical range$3,584 to $4,967 a month
Association or manager named in listingsHarbour Ridge Yacht & Country Club Poa
Usually coversCable TV, Common Areas, Security, HVAC, Reserve Fund, Internet
Club membershipRequired

From 39 current and recent BeachesMLS listings in Harbour Ridge, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.

What Else to Check

  • Club membership Membership comes with the home; we get the current equity and dues terms in writing on request.
  • Village association Each village may have its own association in addition to the master; we confirm every assessment from the disclosure summaries.
  • Marina Slips are handled by the club; we confirm availability and terms.
  • Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
  • Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.

Documents to Review Before Closing

  • Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
  • Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
  • Before closing: estoppel certificates from every association that applies

Where it sits

Around Harbour Ridge

Places nearby.

Charlie Leighton Park (opens in a new tab)County park on the South Fork at the Palm City Bridge, with a boat ramp and a launch for kayaks and paddleboards.
Peter and Julie Cummings Library (opens in a new tab)The Martin County library branch in Palm City.
Phipps Park and Campground (opens in a new tab)County park and campground on the Okeechobee Waterway near the St. Lucie Lock, with a fishing pier and boat ramp.
Downtown Stuart (opens in a new tab)Shops, restaurants and the riverwalk, across the Palm City Bridge.
Stuart Beach (opens in a new tab)Martin County’s guarded beach at 889 NE Ocean Boulevard on Hutchinson Island.

Zoned Public Schools

The School District of St. Lucie County assigns public schools by address, and boundaries can change, so we confirm them for the home you are considering.

Find the Zoned School for an Address

How it came to be

A Short History of Harbour Ridge

  1. 1983

    The oldest home on Harbour Ridge Plat No. 1 on the county roll was built.

  2. 1988

    The busiest year on Plat No. 1: 10 homes finished.

  3. 2001

    The newest home on Plat No. 1 was completed.

Sources: St. Lucie County 2025 tax roll (Florida Department of Revenue), US Harbors directory listing for Harbour Ridge Yacht and Country Club.

The boundary

Harbour Ridge on the Map

Questions

Questions Buyers Ask About Harbour Ridge

What do homes in Harbour Ridge cost right now?

No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one. The market section above shows what homes here actually sold for over the past year.

Is Harbour Ridge in Martin County or St. Lucie County?

St. Lucie County, with a Palm City mailing address. Taxes, permits and public school assignments follow St. Lucie County; we confirm them for a specific home.

Is membership required at Harbour Ridge?

Yes. Membership comes with the home. We get the current terms in writing on request.

How many homes are in Harbour Ridge?

About 695 residences in 28 villages, each with its own style of home.

Does Harbour Ridge have a marina?

Yes, on the North Fork of the St. Lucie River. We confirm slip availability and terms with the club.

How many homes are in Harbour Ridge, and when were they built?

St. Lucie County property records list 718 residential parcels in Harbour Ridge, most built 1985 to 1994, with a typical living area of about 2,230 square feet.

What are the association fees in Harbour Ridge?

The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home. Club dues, where a club applies, are on request.

Is Harbour Ridge gated?

We have not found an official source confirming a gate; we confirm access for a specific home.

Which public schools serve Harbour Ridge?

The School District of St. Lucie County assigns public schools by address, and boundaries can change, so we confirm them for the home you are considering.

Harbour Ridge · Palm City

Let Us Take Care of the Details

Tell us the street or the home in Harbour Ridge. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.

Monika Phillips, Sales Associate, Douglas Elliman Real Estate

  • Association fees, rules and documents gathered for each home
  • Leasing and approval rules pulled up front
  • Tax bill and flood zone checked for the address
  • One team from the first look to closing day