A neighborhood in Martin Downs, Palm City, Florida
Mill Creek at Martin Downs, Palm City
About 63 single-family homes in Martin Downs, unincorporated Palm City, mostly built from 1995 to 1998 on SW Coco Palm Drive and SW Pindo Palm Lane.
Homes, years and sizes: Martin County property records (2025 tax roll).
Overview
About Mill Creek at Martin Downs
Mill Creek at Martin Downs is a small neighborhood of 63 houses, recorded as Martin Downs PUD Plat No. 55. Most were built from 1995 to 1998, and it shares its association with Palm Pointe next door.
Homes have about 1,500 to 2,020 square feet of living area on lots of about an eighth of an acre, on two streets, SW Coco Palm Drive and SW Pindo Palm Lane. The plat is recorded at PB 12, page 45.
The streets and common tract are held by the Palm Pointe/Palm Isles Homeowners Association on the county record, and the Martin Downs Property Owners Association holds the water tract. We confirm amenities and the maintenance rules for a specific home.
It sits in the southern part of Martin Downs beside Palm Pointe and close to Sunset Trace, in the 34990 ZIP.
At a glance
- Streets
- SW Coco Palm Drive and SW Pindo Palm Lane
- Home type
- Single-family homes
- Built
- Mostly 1995 to 1999
- Living area
- About 1,500 to 2,020 sq ft
- Zip code
- 34990
- County
- Martin County
- Association
- Palm Pointe/Palm Isles Homeowners Association, Inc.
On the market now
Homes for Sale in Mill Creek at Martin Downs
Listings inside the boundary of Mill Creek at Martin Downs, newest first, updated through the day from BeachesMLS. No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one.
No properties found
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than Douglas Elliman Real Estate are identified with the listing firm’s name on each listing’s detail page. Listing data is refreshed at least every 12 hours.
Closed sales
The Mill Creek at Martin Downs Market
Closed sales inside the boundary of Mill Creek at Martin Downs, every home type together. Medians and the middle range say more than any average, and in a community this size a single unusual sale can move a year.
One closed sale in twelve months is a thin sample, so read the median as a marker, not a price for any one home. We pull every closing here for any home you are considering.
| Measure | Last 12 months |
|---|---|
| Homes sold | 1 |
| Median sale price | $440,000 |
| Median price per sq ft | $258 |
| Active listings now | 0 |
BeachesMLS closed sales inside the boundary of Mill Creek at Martin Downs, twelve months through October 2026, via IDX Broker. Active listings now is live from the MLS feed; the median asking price updates monthly. Listing information deemed reliable but not guaranteed.
Association and costs
The Mill Creek at Martin Downs Association and What It Costs
Who runs the association, what governs it, and what current listings say the fee is.
| Association | Palm Pointe/Palm Isles Homeowners Association, Inc. |
|---|---|
| Florida corporate record | Sunbiz document N95000004163, filed August 30, 1995 (opens in a new tab) |
| Governed by | Chapter 720, Florida Statutes (homeowners’ associations) |
| Club | Martin Downs Golf Club and Banyan Creek Golf Club sell memberships separately from the homes as far as we have found; we confirm current terms for a specific home, and dues are on request. |
Association Fees From Current Listings
| Association fee, median | $325 a month |
|---|---|
| Typical range | $325 to $325 a month |
| Club membership | Not required |
From 1 current and recent BeachesMLS listings in Mill Creek at Martin Downs, via IDX Broker, refreshed weekly. Fees are monthly equivalents of the association fees in each listing; condo, master and sub-association fees can stack. The recorded documents, the current budget and the estoppel govern.
What Else to Check
- Layered associations The neighborhood association is a member of the Martin Downs Property Owners Association; we confirm every assessment, at both levels, from the disclosure summaries.
- Golf club Any club membership is separate from the home as far as we have found; we get current terms in writing on request.
- Taxes and insurance After a sale the assessed value resets the following January. Flood zone and roof age drive insurance quotes, so we check both for the address.
- Estoppel The closing agent orders an estoppel certificate from each association, which confirms what is owed at closing.
Documents to Review Before Closing
- Before you sign: the association disclosure summary and the parcel’s tax bill, including any non-ad valorem lines
- Before you sign: leasing and approval rules if you may rent, and architectural rules for exterior changes
- Before closing: estoppel certificates from every association that applies
Where it sits
Around Mill Creek at Martin Downs
Places nearby.
Zoned Public Schools
Mill Creek at Martin Downs is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
How it came to be
A Short History of Mill Creek at Martin Downs
- 1976
The first Martin Downs course, Crane Creek, opened in December on land master-planned in the mid-1970s as Palm City Ranch.
- 1983
Martin Downs Property Owners Association, Inc., the master association, was filed with the State of Florida on April 14.
- 1990
The oldest Mill Creek home on the county roll was built.
- 1995
Building picked up; Palm Pointe/Palm Isles Homeowners Association, Inc. was filed on August 30.
- 2002
The newest home on the county roll was completed.
Sources: Martin County 2025 tax roll (Florida Department of Revenue); Martin County GIS parcel and subdivision records (read 2026-10-21); Florida Division of Corporations (Sunbiz, read 2026-10-21); Martin Downs Property Owners Association member list; Hometown News: Martin Downs, January 2019.
The boundary
Mill Creek at Martin Downs on the Map
Questions
Questions Buyers Ask About Mill Creek at Martin Downs
What do homes in Mill Creek at Martin Downs cost right now?
No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one. The market section above shows what homes here actually sold for over the past year.
Is Mill Creek part of Martin Downs?
Yes. Mill Creek is one of the neighborhoods of Martin Downs, and its association is listed as a member of the Martin Downs Property Owners Association, the master association for the plan.
Does Mill Creek have its own association?
Not on the county record: its streets and common tract are held by the Palm Pointe/Palm Isles Homeowners Association, shared with Palm Pointe. We confirm the governing documents for a specific home.
When was Mill Creek built?
Mostly from 1995 to 1998, according to the county roll, with the oldest home from 1990 and the newest from 2002.
How big are the homes in Mill Creek?
Most have about 1,500 to 2,020 square feet of living area on the county roll.
How many homes are in Mill Creek at Martin Downs, and when were they built?
Martin County property records list 63 residential parcels in Mill Creek at Martin Downs, most built 1995 to 1999, with a typical living area of about 1,800 square feet.
Who runs the Mill Creek at Martin Downs association?
Palm Pointe/Palm Isles Homeowners Association, Inc. (Florida document N95000004163, filed August 30, 1995) governs the community; we confirm the current management company for each home.
What are the association fees in Mill Creek at Martin Downs?
The fee table on this page is drawn live from current and recent listings. The seller’s disclosure, the association disclosure summary and the estoppel certificate confirm the exact amount for a specific home. Club dues, where a club applies, are on request.
Is Mill Creek at Martin Downs gated?
We have not found an official source on a gate; we confirm access for a specific home.
Which public schools serve Mill Creek at Martin Downs?
Mill Creek at Martin Downs is in Martin County, so public schools are assigned by the Martin County School District by address. We confirm the zoned elementary, middle and high school for the home you are considering.
Keep Exploring
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Mill Creek at Martin Downs · Palm City
Let Us Take Care of the Details
Tell us the street or the home in Mill Creek at Martin Downs. We come back with the listings, the association’s fees and rules, and what similar homes sold for, then arrange the visits and coordinate every step to closing day.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
- Association fees, rules and documents gathered for each home
- Leasing and approval rules pulled up front
- Tax bill and flood zone checked for the address
- One team from the first look to closing day
Home counts, years built and sizes come from Martin County property records (2025 tax roll); association records from the Florida Division of Corporations. Listing and sales data from BeachesMLS via IDX is deemed reliable but not guaranteed; listings may be held by brokerages other than Douglas Elliman. Association fees shown come from current and recent listings and can differ from the association’s budget; recorded documents and the associations’ own figures control. Verify anything that matters to your decision with the source. Monika Phillips, Sales Associate, Douglas Elliman Real Estate. Equal Housing Opportunity.
