Moving from Maryland and Washington, DC
Moving from Maryland and DC to Palm Beach County
Most Washington-area buyers start in Palm Beach (if you love Georgetown), North Palm Beach (Annapolis), Palm Beach Gardens (Bethesda and Chevy Chase) or Wellington (Potomac and Middleburg). Maryland has both an estate tax and an inheritance tax plus county income tax; DC’s top rate is 10.75%. Florida has none of these. Reagan National, Dulles and BWI are nonstop.
Moving from Maryland and Washington, DC
Which Palm Beach County Towns Feel Most Like Washington?
Maryland is the only state with both an estate tax and an inheritance tax, and DC's top income tax rate is 10.75%, so the tax change is real. The pace changes too.
For a Maryland or DC buyer leaving Georgetown, start with Palm Beach; leaving Annapolis, North Palm Beach; leaving St. Michaels and the Eastern Shore, Stuart; leaving Bethesda and Chevy Chase, Palm Beach Gardens. To weigh every town at once by water, clubs, downtowns, commute and live prices, see Where to Live in Palm Beach County: The Towns Compared.
| If you are leaving | Start with | Why it fits |
|---|---|---|
| Georgetown | Palm Beach | Georgetown's historic houses, shops and walkable streets have their winter counterpart in Palm Beach: an island of historic houses, Mediterranean Revival buildings and Worth Avenue, with the ocean a block away. |
| Annapolis | North Palm Beach | Annapolis is a sailing town, and North Palm Beach is a boating village: canal homes with docks, marinas and a village golf club, with the Palm Beach Inlet minutes away. |
| St. Michaels and the Eastern Shore | Stuart | Lucie River running out to the inlet. |
| Bethesda and Chevy Chase | Palm Beach Gardens | The club life of Chevy Chase and the good streets of Bethesda point to Palm Beach Gardens, where private golf clubs and the homes around them are the heart of the city. |
| Potomac and Middleburg | Wellington | Potomac's horse farms and Middleburg's hunt country carry over to Wellington, where barns, riding trails and the winter show and polo seasons are part of daily life. |
| The Wharf and Navy Yard | West Palm Beach | The Wharf's new waterfront has a match in West Palm Beach: new towers on the Intracoastal, a waterfront park and downtown restaurants within a walk. |
- No estate or inheritance taxMaryland has both; Florida has neither.
- No income taxMaryland tops out at 6.5% plus county tax; DC at 10.75%.
- Sailing all yearAnnapolis season, twelve months long.
- Three airports nonstopReagan National, Dulles and BWI.
- Winter, solvedAbout 66 degrees in January, on average.
Find Your Match: 6 Places to Start
you’ll love Palm Beach
02If you loveAnnapolisyou’ll love North Palm Beach
03If you loveThe Eastern Shoreyou’ll love Stuart
04If you loveBethesda and Chevy Chaseyou’ll love Palm Beach Gardens
05If you lovePotomac and Middleburgyou’ll love Wellington
06If you loveThe Wharf and Navy Yardyou’ll love West Palm Beach
Where Your Matches Are
Tap a pin to jump to that match. Map data © OpenStreetMap contributors.
Client reviews
What Out-of-State Clients Say About Working With Monika
Verbatim reviews from Zillow and Google, from clients who bought, sold or rented here while living somewhere else.
Buying from out of state
We Are Your Eyes and Ears Down Here
Most of our relocation clients start from a distance. Before you fly down, my team and I walk the communities, video the homes, read the documents and the club rules, and send you notes.
When you visit, the days are planned around what is left to decide. After the offer, we line up the inspections and insurance quotes and stay on top of every step to closing, whether you are here or in Maryland and DC.
Reviews are verbatim from Zillow and Google; some predate Monika’s move to Douglas Elliman.
“We were buying from out of state and she went to potential homes to video apartments we saw online… we finally decided to move from NY to Florida.”
“Moved from out of state and had constant communication before I arrived for a site visit… She is a great local resource!!”
“We were from out of state and only had 2 days to look at homes. Monika was able to orient us to the area very quickly.”
“We were moving from the Northeast to the Jupiter area and needed knowledgeable help to guide us through the process since we were not on the ground.”
“Monika single-handedly made my move to Florida possible, that is not an exaggeration!!”
“She took the lead and we were able to follow, even from quite a distance away. She made everything smooth and easy.”
“What truly set her apart was the level of care and support she provided while I was out of state.”
“Monika made it very easy for us by being our eyes and ears at the site… without us having to make any trips to the area.”
“I accepted a job in West Palm Beach and had 3 weeks to find an apartment and move down from NY… I can't thank Monika enough.”
“I also really appreciated how well informed she kept me- despite me being out of state during this process.”
“I sold my property in Florida whilst living overseas with Monika's help!!”
Selected verbatim reviews from Zillow and Google, October 2026; some predate Monika’s move to Douglas Elliman. No reviewer was paid. Individual experiences; results vary.
If You Love Georgetown, You’ll Love Palm Beach
Georgetown's historic houses, shops and walkable streets have their winter counterpart in Palm Beach: an island of historic houses, Mediterranean Revival buildings and Worth Avenue, with the ocean a block away.
New: Phipps Ocean Park is being rebuilt with restored dunes, 80,000 native plants, a relocated Little Red Schoolhouse and new beach pavilions (WLRN, November 2025). (WLRN (opens in a new tab), 2025-11-18)
Palm Beach grew from a pioneer settlement on the lake into a resort town in a single generation. The railroad, the hotels and the bridges set the shape of the island, and the Town still guards it today.
Every home for sale in Palm Beach (opens in a new tab) The Palm Beach guide 246 for sale now (live from BeachesMLS; changes through the day)
See the Full MatchClose the MatchSide by side, places to eat and do, neighborhoods, new construction and questions
Side by side
Georgetown and Palm Beach
What to do and see
If You Love It There, Try This Here
Restaurants
4 matchesLong-running special-occasion dining rooms with history in the walls.
Decades-old local institutions where the same booths fill up every night.
Polished seafood rooms with big water views.
Italian dining rooms just off the main shopping street, made for long dinners.
Nightlife
2 matchesGrand-hotel lounges for a well-made drink before or after dinner.
Jazz rooms with a stage, drinks and a full calendar of shows.
Coffee
2 matchesEuropean pastry counters with proper espresso.
Neighborhood coffee stops with baked goods, a short walk from home.
Beaches, Parks and the Water
2 matchesWaterfront green space with views across the water and boats passing by.
Flat waterside paths for walking, running and biking right through town.
Things to Do
2 matchesHistoric house museums with period rooms and gardens.
Gardens, collections, a library and lectures on one quiet campus.
Neighborhoods
Neighborhoods, Side by Side
| Georgetown | Palm Beach | What they share |
|---|---|---|
| Georgetown's East Village Federal and Victorian rowhouses on brick sidewalks east of Wisconsin Avenue. | Royal Park Addition See homes in this community (opens in a new tab) | Older houses on a walkable grid steps from the main shopping street. |
| Northwest Georgetown estates Large historic houses with gardens along R Street near Dumbarton Oaks. | Primavera Estates See homes in this community (opens in a new tab) | Houses from the 1920s to today on quiet avenues a short walk from the shops. |
| Georgetown waterfront condominiums Condominium buildings along the Potomac below K Street. | Lake Towers See homes in this community (opens in a new tab) | Condominium living on the water side of town. |
More to explore
More Neighborhoods Worth Noting in Palm Beach
For the beach lover
Sloan's Curve: Gated oceanfront condominiums on South Ocean Boulevard.
See homes in Sloan's Curve (opens in a new tab) 8 for sale now
Two North Breakers Row: Oceanfront residences on The Breakers grounds.
See homes in Two North Breakers Row (opens in a new tab) 3 for sale now
For walking everywhere
Palm Beach Towers: An in-town condominium on Cocoanut Row, near Royal Poinciana Way.
See homes in Palm Beach Towers (opens in a new tab) 6 for sale now
Royal Park Addition: Houses and apartments on the avenues between Royal Palm Way and Worth Avenue.
See homes in Royal Park Addition (opens in a new tab) 27 for sale now
For ocean-to-lake estates
Primavera Estates: Estate lots on Clarke, Barton and Primavera Avenues, in lake front, middle and ocean sections.
See homes in Primavera Estates (opens in a new tab) 4 for sale now
For life on the lagoon
Ibis Isle: Houses and condominiums on an island in the Lake Worth Lagoon.
See homes in Ibis Isle (opens in a new tab) 7 for sale now
Questions
Questions About Palm Beach If You Love Georgetown
Is Palm Beach like Georgetown?
Georgetown's historic houses, shops and walkable streets have their winter counterpart in Palm Beach: an island of historic houses, Mediterranean Revival buildings and Worth Avenue, with the ocean a block away.
Where should I eat in Palm Beach if I love the restaurants in Georgetown?
If you love 1789 Restaurant in Georgetown, try Café L'Europe. If you love Martin's Tavern in Georgetown, try Ta-boó. If you love Fiola Mare in Georgetown Waterfront, try The Seafood Bar at The Breakers.
What is the nightlife like in Palm Beach compared with Georgetown?
If Bourbon Lounge at Bourbon Steak in Georgetown is your kind of night, try HMF at The Breakers: grand-hotel lounges for a well-made drink before or after dinner. If Blues Alley in Georgetown is your kind of night, try The Sunset Lounge: jazz rooms with a stage, drinks and a full calendar of shows.
What are the coffee shops, beaches and parks like in Palm Beach compared with Georgetown?
Patisserie Poupon pairs with Sant Ambroeus Palm Beach. Baked & Wired pairs with Drift Palm Beach. Georgetown Waterfront Park pairs with Lake Drive Park. C&O Canal towpath pairs with Palm Beach Lake Trail.
Which Palm Beach neighborhoods feel like Georgetown?
Georgetown's East Village: look at Royal Park Addition (Older houses on a walkable grid steps from the main shopping street). Northwest Georgetown estates: look at Primavera Estates (Houses from the 1920s to today on quiet avenues a short walk from the shops). Georgetown waterfront condominiums: look at Lake Towers (Condominium living on the water side of town). See every one in our Palm Beach neighborhood guides.
What is different about living in Palm Beach compared with Georgetown?
The vibe: Historic streets of Federal houses and shops along M Street, busy all year in Georgetown; A small island town of historic streets and shops, busiest November to April in Palm Beach. The beaches: Delaware and Maryland ocean beaches, about 3 hours away by car in Georgetown; The ocean at the end of Worth Avenue, with a public beach at Midtown Beach in Palm Beach. On the water: The Potomac, the waterfront park and the C&O Canal towpath in Georgetown; The Lake Trail along Lake Worth Lagoon, with the Atlantic on the other side in Palm Beach. Golf and clubs: City clubs, with Chevy Chase Club and Congressional a short drive out in Georgetown; Private clubs like the Everglades Club and the Bath and Tennis Club, and the town's Par 3 course in Palm Beach. Evenings out: Dinner on M Street, jazz at Blues Alley in Georgetown; Dinner on Worth Avenue, drinks at HMF, jazz at the Sunset Lounge across the bridge in Palm Beach. The homes: Federal and Victorian rowhouses, estates and waterfront condos in Georgetown; Postwar co-ops and condos, in-town houses and Mediterranean Revival estates in Palm Beach. Getting back to Washington: Already in the city: a short drive or bus ride downtown in Georgetown; About 15 minutes to the West Palm Beach airport, then about 2 hours nonstop to Reagan National, BWI or seasonal Dulles in Palm Beach.
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If You Love Annapolis, You’ll Love North Palm Beach
Annapolis is a sailing town, and North Palm Beach is a boating village: canal homes with docks, marinas and a village golf club, with the Palm Beach Inlet minutes away.
New: Village Place, the proposed redevelopment of the old Twin City Mall site at US-1 and Northlake Boulevard (hotel, residences, retail, civic space), is on hold pending the developer's lawsuit with the village over building heights. (Stet News (opens in a new tab), 2026-08-24)
North Palm Beach is a planned village of the 1950s, laid out on land that changed hands several times before it was dredged into canals. The golf course, the waterfront and the postwar plan still shape its neighborhoods today.
Every home for sale in North Palm Beach (opens in a new tab) The North Palm Beach guide 261 for sale now (live from BeachesMLS; changes through the day)
See the Full MatchClose the MatchSide by side, places to eat and do, neighborhoods, new construction and questions
Side by side
Annapolis and North Palm Beach
What to do and see
If You Love It There, Try This Here
Restaurants
2 matchesSeafood on the water with dock space for arriving boats.
No-fuss seafood spots where the catch is the point.
Nightlife
2 matchesRooms where the live music is the reason to go out.
Waterfront bars for a drink after a day on the boat.
Coffee
2 matchesSerious espresso from independent local shops.
Independent coffee shops with a relaxed, linger-a-while feel.
Beaches, Parks and the Water
2 matchesState park beaches with room to swim, paddle and walk the shore.
Waterfront parks for launching a kayak or watching the boats.
Things to Do
1 matchFull-service marinas where boating is part of daily life.
Neighborhoods
Neighborhoods, Side by Side
| Annapolis | North Palm Beach | What they share |
|---|---|---|
| Eastport Peninsula of older houses, marinas and boatyards across Spa Creek from downtown. | Old Port Cove See homes in this community (opens in a new tab) | Boat slips close to home, minutes from the town center. |
| Annapolis Roads Bayfront community with its own beach and golf course. | Lost Tree Village See homes in this community (opens in a new tab) | Club community running down to the water, with golf and a beach. |
| Wardour Older houses on bluffs over the Severn River near the Naval Academy. | Seminole Landing See homes in this community (opens in a new tab) | Gated homes between the ocean and Little Lake Worth, some on canals with docks. |
More to explore
More Neighborhoods Worth Noting in North Palm Beach
For golf and club life
Lost Tree: Gated homes from ocean to Intracoastal around a private club.
See homes in Lost Tree (opens in a new tab) 17 for sale now
For boaters
Old Port Cove: Condominiums around a marina with slips to 200 feet.
See homes in Old Port Cove (opens in a new tab) 29 for sale now
Harbour Isles: Single-family homes built in the early 2000s.
See homes in Harbour Isles (opens in a new tab) 5 for sale now
For the beach lover
Seminole Landing: Gated homes by the ocean with a private beach.
See homes in Seminole Landing (opens in a new tab) 1 for sale now
Questions
Questions About North Palm Beach If You Love Annapolis
Is North Palm Beach like Annapolis?
Annapolis is a sailing town, and North Palm Beach is a boating village: canal homes with docks, marinas and a village golf club, with the Palm Beach Inlet minutes away.
Where should I eat in North Palm Beach if I love the restaurants in Annapolis?
If you love Carrol's Creek Cafe in Eastport, try Frigates Waterfront Bar & Grill. If you love Cantler's Riverside Inn in Annapolis, try Cod & Capers Seafood.
What is the nightlife like in North Palm Beach compared with Annapolis?
If Rams Head On Stage in Annapolis is your kind of night, try The Brewhouse Gallery: rooms where the live music is the reason to go out. If Middleton Tavern in City Dock, Annapolis is your kind of night, try Frigates Waterfront Bar & Grill: waterfront bars for a drink after a day on the boat.
What are the coffee shops, beaches and parks like in North Palm Beach compared with Annapolis?
Ceremony Coffee Roasters pairs with The Daily Grind Coffee. Old Fox Books & Coffeehouse pairs with Papa Kwan's. Sandy Point State Park pairs with John D. MacArthur Beach State Park. Quiet Waters Park pairs with Anchorage Park.
Which North Palm Beach neighborhoods feel like Annapolis?
Eastport: look at Old Port Cove (Boat slips close to home, minutes from the town center). Annapolis Roads: look at Lost Tree Village (Club community running down to the water, with golf and a beach). Wardour: look at Seminole Landing (Gated homes between the ocean and Little Lake Worth, some on canals with docks). See every one in our North Palm Beach neighborhood guides.
What is different about living in North Palm Beach compared with Annapolis?
The vibe: A historic harbor town and state capital, busiest in sailing season in Annapolis; A small waterfront village of canals and marinas, busy all year in North Palm Beach. The beaches: Bay beaches like Sandy Point, the ocean about 2.5 hours away in Annapolis; Ocean beaches close by, including John D. MacArthur Beach State Park in North Palm Beach. On the water: The Severn River, Spa Creek and the Chesapeake Bay in Annapolis; Lake Worth Lagoon, the Intracoastal and the Palm Beach Inlet, boating all year in North Palm Beach. Golf and clubs: Annapolis Yacht Club for sailing, golf at clubs like Annapolis Roads in Annapolis; The village-owned North Palm Beach Country Club, and the private Lost Tree Club in North Palm Beach. Evenings out: Shows at Rams Head On Stage, drinks by the City Dock in Annapolis; Drinks on the dock at Frigates, live music at the Brewhouse Gallery in Lake Park in North Palm Beach. The homes: Historic houses downtown, waterfront homes on the creeks in Annapolis; Canal homes with docks, marina condominiums, and oceanfront homes nearby in North Palm Beach. Getting back to Washington: About 45 minutes to an hour by car, longer at rush hour in Annapolis; About 20 minutes to the West Palm Beach airport, then about 2 hours nonstop to Reagan National, BWI or seasonal Dulles in North Palm Beach.
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If You Love St. Michaels and the Eastern Shore, You’ll Love Stuart
If the Eastern Shore's river towns are where you go to slow down, Stuart is that pace every day: a riverfront downtown, marinas and the St. Lucie River running out to the inlet.
Stuart grew up around the river, the inlet and the railroad. The waterways that drew the first settlers still shape where its neighborhoods are and how they are built.
Every home for sale in Stuart (opens in a new tab) The Stuart guide 786 for sale now (live from BeachesMLS; changes through the day)
See the Full MatchClose the MatchSide by side, places to eat and do, neighborhoods, new construction and questions
Side by side
St. Michaels and the Eastern Shore and Stuart
What to do and see
If You Love It There, Try This Here
Restaurants
2 matchesA special-occasion dinner in a polished room.
Neighborhood restaurants on the historic main street.
Nightlife
2 matchesMain-street bars in the historic downtown with live music at night.
Small-town craft breweries with a relaxed taproom.
Coffee
2 matchesEarly coffee and breakfast near the harbor.
Local roasters pouring their own beans in small-town shops.
Beaches, Parks and the Water
1 matchBarrier-island beaches on the open Atlantic.
Things to Do
2 matchesWaterfront museums of local history, boats and craftsmanship.
Restored 1920s downtown theatres with concerts and shows.
Neighborhoods
Neighborhoods, Side by Side
| St. Michaels and the Eastern Shore | Stuart | What they share |
|---|---|---|
| St. Michaels Historic District Nineteenth-century houses on narrow streets around the harbor and Talbot Street. | Downtown Stuart See homes in this community (opens in a new tab) | Historic houses on old riverfront plats, walkable to the waterfront main street. |
| Tilghman Island Watermen's village of modest houses on the Chesapeake. | Port Salerno See homes in this community (opens in a new tab) | Old fishing village on Manatee Pocket, with boats tied up in the harbor. |
| Royal Oak and the Tred Avon creeks Houses on creekfront lots along the Tred Avon River. | North River Shores See homes in this community (opens in a new tab) | Houses along the North Fork of the St. Lucie River, some right on the water. |
| Martingham Golf community on the water outside St. Michaels. | Mariner Sands See homes in this community (opens in a new tab) | Golf communities with homes set among the fairways. |
More to explore
More Neighborhoods Worth Noting in Stuart
For boaters
Sailfish Point: 532 acres on Hutchinson Island with an 84-slip marina.
See homes in Sailfish Point (opens in a new tab) 24 for sale now
For golf
Mariner Sands: 771 homes and two courses, golf optional.
See homes in Mariner Sands (opens in a new tab) 31 for sale now
For a walkable downtown
Downtown Stuart: Homes on the old riverfront plats of downtown Stuart, from early houses to recent condominiums.
See homes in Downtown Stuart (opens in a new tab) 17 for sale now
For life on the river
North River Shores: Homes on the North Fork of the St. Lucie River, just north of the City of Stuart in unincorporated Martin County.
See homes in North River Shores (opens in a new tab) 4 for sale now
Questions
Questions About Stuart If You Love St. Michaels and the Eastern Shore
Is Stuart like St. Michaels and the Eastern Shore?
If the Eastern Shore's river towns are where you go to slow down, Stuart is that pace every day: a riverfront downtown, marinas and the St. Lucie River running out to the inlet.
Where should I eat in Stuart if I love the restaurants in St. Michaels and the Eastern Shore?
If you love Stars at Inn at Perry Cabin in St. Michaels, try The Gafford. If you love Bistro St. Michaels in St. Michaels, try The Black Marlin.
What is the nightlife like in Stuart compared with St. Michaels and the Eastern Shore?
If Carpenter Street Saloon in St. Michaels is your kind of night, try Terra Fermata: main-street bars in the historic downtown with live music at night. If Eastern Shore Brewing in St. Michaels is your kind of night, try Ocean Republic Brewing: small-town craft breweries with a relaxed taproom.
What are the coffee shops, beaches and parks like in Stuart compared with St. Michaels and the Eastern Shore?
The Blue Crab pairs with Gilbert's Coffee Bar. Rise Up Coffee pairs with The Roasted Record. Assateague Island National Seashore pairs with Stuart Beach.
Which Stuart neighborhoods feel like St. Michaels and the Eastern Shore?
St. Michaels Historic District: look at Downtown Stuart (Historic houses on old riverfront plats, walkable to the waterfront main street). Tilghman Island: look at Port Salerno (Old fishing village on Manatee Pocket, with boats tied up in the harbor). Royal Oak and the Tred Avon creeks: look at North River Shores (Houses along the North Fork of the St. Lucie River, some right on the water). Martingham: look at Mariner Sands (Golf communities with homes set among the fairways). See every one in our Stuart neighborhood guides.
What is different about living in Stuart compared with St. Michaels and the Eastern Shore?
The vibe: Small harbor towns, crab houses and farm roads in St. Michaels and the Eastern Shore; A riverfront downtown, marinas and seafood on the water in Stuart. The beaches: Ocean City and the Delaware beaches, about 2 hours away in St. Michaels and the Eastern Shore; Stuart Beach and Bathtub Reef Beach on Hutchinson Island, about 15 minutes away in Stuart. On the water: The Miles River, the Choptank and the Chesapeake Bay in St. Michaels and the Eastern Shore; The St. Lucie River, the Indian River Lagoon and the St. Lucie Inlet in Stuart. Golf and clubs: Clubs like Talbot Country Club in Easton in St. Michaels and the Eastern Shore; Private clubs like Sailfish Point and The Floridian, plus public courses in Stuart. Evenings out: Live music at Carpenter Street Saloon, pints at Eastern Shore Brewing in St. Michaels and the Eastern Shore; Live music at Terra Fermata, shows at the Lyric, pints at Ocean Republic Brewing in Stuart. The homes: Waterfront houses, farms and historic homes in town in St. Michaels and the Eastern Shore; River homes, marina communities and downtown condos in Stuart. Getting back to Washington: About 1.5 to 2 hours by car over the Bay Bridge in St. Michaels and the Eastern Shore; About 50 minutes to the West Palm Beach airport, then about 2 hours nonstop to Reagan National, BWI or seasonal Dulles in Stuart.
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If You Love Bethesda and Chevy Chase, You’ll Love Palm Beach Gardens
The club life of Chevy Chase and the good streets of Bethesda point to Palm Beach Gardens, where private golf clubs and the homes around them are the heart of the city.
New: Publix opened May 21, 2026 at Avenir Town Center on Northlake Boulevard. (Publix Corporate Newsroom (opens in a new tab), 2026-05-21)
Palm Beach Gardens was a plan on paper before it was a place. One landowner’s idea of a garden city, and the golf that followed, shaped the neighborhoods buyers choose between today.
Every home for sale in Palm Beach Gardens (opens in a new tab) The Palm Beach Gardens guide 603 for sale now (live from BeachesMLS; changes through the day)
See the Full MatchClose the MatchSide by side, places to eat and do, neighborhoods, new construction and questions
Side by side
Bethesda and Chevy Chase and Palm Beach Gardens
What to do and see
If You Love It There, Try This Here
Restaurants
4 matchesWhite-tablecloth dining rooms open for decades, for anniversaries and birthdays.
Chef-owned restaurants with seasonal menus and a loyal local following.
Casual seafood spots with long local history.
Big, lively American rooms with steaks, seafood and a busy bar.
Nightlife
2 matchesDinner and live music in the middle of town.
Casual local spots for a cold beer with friends after work.
Coffee
2 matchesLocal roasters with their own cafés in town.
Bakery cafés where the bread and pastries come out of their own ovens.
Beaches, Parks and the Water
1 matchWooded trails close to home for a walk or run.
Things to Do
2 matchesOpen-air streets of shops and restaurants.
Enclosed malls with department stores and dining under one roof.
Neighborhoods
Neighborhoods, Side by Side
| Bethesda and Chevy Chase | Palm Beach Gardens | What they share |
|---|---|---|
| Downtown Bethesda condominiums Condominium buildings above shops and restaurants near the Metro. | Midtown See homes in this community (opens in a new tab) | Condominiums inside a walkable shopping and dining center. |
| Congressional Country Club area Houses on large lots around a historic golf club off River Road. | BallenIsles See homes in this community (opens in a new tab) | Homes built around three golf courses with a full club life. |
| Chevy Chase Village Early-1900s houses on tree-canopied streets near Connecticut Avenue. | PGA National Golf Club Estates See homes in this community (opens in a new tab) | Established houses on mature streets from an earlier era of town. |
More to explore
More Neighborhoods Worth Noting in Palm Beach Gardens
For golf and club life
BallenIsles: Three courses and an equity club.
See homes in BallenIsles (opens in a new tab) 28 for sale now
Old Palm: About 300 homes on 650 acres around one private course.
See homes in Old Palm (opens in a new tab) 5 for sale now
Mirasol: Two courses and 23 neighborhoods.
See homes in Mirasol (opens in a new tab) 10 for sale now
For boaters
Frenchman's Creek: Deep-water lots, 36 holes and a beach club.
See homes in Frenchman's Creek (opens in a new tab) 17 for sale now
For golf without a required membership
PGA National: Four championship courses plus a par-3, thousands of homes, with club membership optional.
See homes in PGA National (opens in a new tab) 102 for sale now
For no club at all
Evergrene: Homes around Lake Dorothy, with no club equity.
See homes in Evergrene (opens in a new tab) 22 for sale now
New construction
New Construction, Side by Side
| Bethesda and Chevy Chase | Palm Beach Gardens | What they share |
|---|---|---|
| The Ritz-Carlton Residences, Chevy Chase | The Ritz-Carlton Residences, Palm Beach Gardens | Branded condominium residences with hotel-style service. |
Questions
Questions About Palm Beach Gardens If You Love Bethesda and Chevy Chase
Is Palm Beach Gardens like Bethesda and Chevy Chase?
The club life of Chevy Chase and the good streets of Bethesda point to Palm Beach Gardens, where private golf clubs and the homes around them are the heart of the city.
Where should I eat in Palm Beach Gardens if I love the restaurants in Bethesda and Chevy Chase?
If you love La Ferme in Chevy Chase, try Café Chardonnay. If you love Persimmon in Bethesda, try Coolinary and The Parched Pig. If you love Bethesda Crab House in Bethesda, try Waterway Cafe.
What is the nightlife like in Palm Beach Gardens compared with Bethesda and Chevy Chase?
If Bethesda Theater in Bethesda is your kind of night, try Live music at Downtown Palm Beach Gardens: dinner and live music in the middle of town. If Caddies on Cordell in Bethesda is your kind of night, try Twisted Trunk Brewing: casual local spots for a cold beer with friends after work.
What are the coffee shops, beaches and parks like in Palm Beach Gardens compared with Bethesda and Chevy Chase?
Quartermaine Coffee Roasters pairs with Subculture Coffee (Gardens). Praline Bakery & Bistro pairs with Lingonberry Roastery & Bakery. Capital Crescent Trail pairs with Frenchman's Forest Natural Area.
Which Palm Beach Gardens neighborhoods feel like Bethesda and Chevy Chase?
Downtown Bethesda condominiums: look at Midtown (Condominiums inside a walkable shopping and dining center). Congressional Country Club area: look at BallenIsles (Homes built around three golf courses with a full club life). Chevy Chase Village: look at PGA National Golf Club Estates (Established houses on mature streets from an earlier era of town). See every one in our Palm Beach Gardens neighborhood guides.
Is there new construction in Palm Beach Gardens like Bethesda and Chevy Chase?
If The Ritz-Carlton Residences, Chevy Chase is on your list, look at The Ritz-Carlton Residences, Palm Beach Gardens: Branded condominium residences with hotel-style service. More in Palm Beach County new developments.
What is different about living in Palm Beach Gardens compared with Bethesda and Chevy Chase?
The vibe: Leafy streets close to the city, with a busy downtown in Bethesda in Bethesda and Chevy Chase; A planned city of gated golf communities, shopping and parks, busiest in winter in Palm Beach Gardens. The beaches: Delaware and Maryland ocean beaches, about 3 hours away in Bethesda and Chevy Chase; Juno Beach and Jupiter's ocean beaches, about 15 minutes away in Palm Beach Gardens. On the water: The Potomac and the C&O Canal towpath in Bethesda and Chevy Chase; Marinas on the Intracoastal at PGA Boulevard, with the Jupiter and Palm Beach inlets close by in Palm Beach Gardens. Golf and clubs: Private clubs like Chevy Chase Club, Columbia Country Club and Congressional in Bethesda and Chevy Chase; Private clubs like BallenIsles, Old Palm and Frenchman's Creek, plus PGA National Resort in Palm Beach Gardens. Evenings out: Dinner on Bethesda Row, shows at the Bethesda Theater in Bethesda and Chevy Chase; Restaurants and weekend live music at Downtown Palm Beach Gardens and along PGA Boulevard in Palm Beach Gardens. The homes: Colonials, Tudors and new builds on leafy lots in Bethesda and Chevy Chase; Club homes and custom estates inside gated golf communities, plus townhomes and condos in Palm Beach Gardens. Getting back to Washington: About 20 to 30 minutes downtown on the Metro Red Line or by car in Bethesda and Chevy Chase; About 25 minutes to the West Palm Beach airport, then about 2 hours nonstop to Reagan National, BWI or seasonal Dulles in Palm Beach Gardens.
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If You Love Potomac and Middleburg, You’ll Love Wellington
Potomac's horse farms and Middleburg's hunt country carry over to Wellington, where barns, riding trails and the winter show and polo seasons are part of daily life.
New: Related Ross bought 32 acres near State Road 7 for Village Landing, planned with a 180-room hotel and 300,000+ square feet of shops, offices and restaurants. (Commercial Observer (opens in a new tab), 2026-09-01)
Wellington is one of the newest towns in the county: a ranch in the 1950s, a planned community in the 1970s and a village since 1995. Horses came with the polo club and never left.
See the Full MatchClose the MatchSide by side, places to eat and do, neighborhoods, new construction and questions
Side by side
Potomac and Middleburg and Wellington
What to do and see
If You Love It There, Try This Here
Restaurants
4 matchesSpecial-occasion dinners with polish, a short drive from the horse farms.
Horse-country dining rooms on the edge of the riding grounds.
Long-running local dining rooms with refined, seasonal cooking.
Neighborhood grills built around steaks.
Nightlife
2 matchesHorse sport on a weekend evening, with food and a crowd along the rail.
Evening horse events that turn a show ground into a night out.
Coffee
2 matchesLocal cafés for coffee and brunch before the barn.
Quick morning stops for coffee and something to go.
Beaches, Parks and the Water
1 matchNature preserves with trails, wetlands and birdwatching.
Things to Do
2 matchesHorse sport as the social calendar's main event.
Community venues for outdoor concerts, dances and evening events.
Neighborhoods
Neighborhoods, Side by Side
| Potomac and Middleburg | Wellington | What they share |
|---|---|---|
| Middleburg hunt country farms Horse farms with barns, paddocks and rolling pasture around the village. | Palm Beach Point See homes in this community (opens in a new tab) | Horse farms, most of five acres or more, in an equestrian district. |
| River Road and Falls Road acreage Houses on two-plus acres with room for horses in Potomac. | Saddle Trail Park See homes in this community (opens in a new tab) | Acreage lots with space for horses on quiet streets. |
| Potomac horse properties near the riding trails Estate homes with stables near the Potomac hunt and trail network. | Southfields See homes in this community (opens in a new tab) | Horse properties and estate homes beside the polo grounds. |
More to explore
More Neighborhoods Worth Noting in Wellington
For room to ride
Palm Beach Point: Farm parcels in Wellington’s equestrian district.
See homes in Palm Beach Point (opens in a new tab) 7 for sale now
Saddle Trail Park: Acreage lots in the equestrian district.
See homes in Saddle Trail Park (opens in a new tab) 11 for sale now
Next to the show grounds
Grand Prix Village: Horse farms near the Wellington International show grounds.
No homes are listed for sale here right now. New listings come up through the year; ask me to watch for one.
For polo
Southfields: Horse properties and estate homes near Palm Beach Polo Golf & Country Club.
See homes in Southfields (opens in a new tab) 5 for sale now
For golf
Binks Forest: Homes around Wellington National, a Johnny Miller course.
See homes in Binks Forest (opens in a new tab) 16 for sale now
Questions
Questions About Wellington If You Love Potomac and Middleburg
Is Wellington like Potomac and Middleburg?
Potomac's horse farms and Middleburg's hunt country carry over to Wellington, where barns, riding trails and the winter show and polo seasons are part of daily life.
Where should I eat in Wellington if I love the restaurants in Potomac and Middleburg?
If you love Old Angler's Inn in Potomac, try Kaluz Restaurant. If you love The Red Fox Inn & Tavern in Middleburg, try Stallion Restaurant. If you love Goodstone Inn & Restaurant in Middleburg, try Oli's Fashion Cuisine.
What is the nightlife like in Wellington compared with Potomac and Middleburg?
If Twilight Polo in Middleburg is your kind of night, try Saturday Night Lights at Wellington International: horse sport on a weekend evening, with food and a crowd along the rail. If Saturday night polo at Great Meadow in The Plains is your kind of night, try Friday Night Stars at Wellington International: evening horse events that turn a show ground into a night out.
What are the coffee shops, beaches and parks like in Wellington compared with Potomac and Middleburg?
Which Wellington neighborhoods feel like Potomac and Middleburg?
Middleburg hunt country farms: look at Palm Beach Point (Horse farms, most of five acres or more, in an equestrian district). River Road and Falls Road acreage: look at Saddle Trail Park (Acreage lots with space for horses on quiet streets). Potomac horse properties near the riding trails: look at Southfields (Horse properties and estate homes beside the polo grounds). See every one in our Wellington neighborhood guides.
What is different about living in Wellington compared with Potomac and Middleburg?
The vibe: Horse farms in Potomac, stone walls and hunt country around Middleburg in Potomac and Middleburg; Horse farms, riding trails and show grounds, busiest in the winter season in Wellington. The outdoors: Trail rides, preserved farmland and the C&O Canal near Potomac in Potomac and Middleburg; Bridle trails and the Wellington Environmental Preserve; ocean beaches about 30 minutes east in Wellington. The horse season: Spring and fall: steeplechase, hunts and polo at Great Meadow in Potomac and Middleburg; Winter: the Winter Equestrian Festival from January to March, and polo into spring in Wellington. Golf and clubs: Clubs like TPC Potomac and Congressional nearby in Potomac and Middleburg; Clubs like Palm Beach Polo and The Wanderers Club in Wellington. Evenings out: Twilight Polo in Middleburg, dinner at the Red Fox Inn in Potomac and Middleburg; Saturday Night Lights and Friday Night Stars at Wellington International in Wellington. The homes: Estates and horse farms on acreage in Potomac and Middleburg; Horse farms, estates and barns in an equestrian district, plus club homes in Wellington. Getting back to Washington: About 30 minutes from Potomac, about an hour from Middleburg, by car in Potomac and Middleburg; About 25 minutes to the West Palm Beach airport, then about 2 hours nonstop to Reagan National, BWI or seasonal Dulles in Wellington.
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If You Love The Wharf and Navy Yard, You’ll Love West Palm Beach
The Wharf's new waterfront has a match in West Palm Beach: new towers on the Intracoastal, a waterfront park and downtown restaurants within a walk.
New: The Nora District enters its third phase with Nora House, an 11-story building of 117 condos; groundbreaking expected 2027, completion 2029. (WFLX (opens in a new tab), 2026-04-10)
West Palm Beach began as Henry Flagler’s town across the lake from his Palm Beach hotels. The railroad, the boom and the bust, and the arts that came later shaped the neighborhoods buyers look at today.
Every home for sale in West Palm Beach (opens in a new tab) The West Palm Beach guide 1,670 for sale now (live from BeachesMLS; changes through the day)
See the Full MatchClose the MatchSide by side, places to eat and do, neighborhoods, new construction and questions
Side by side
The Wharf and Navy Yard and West Palm Beach
What to do and see
If You Love It There, Try This Here
Restaurants
4 matchesChef-driven special-occasion dinners worth dressing up for.
Italian restaurants on the downtown waterfront.
Busy waterfront terraces for oysters, wine and people-watching.
Casual local hangouts in restored older buildings.
Nightlife
2 matchesSmall music rooms where dinner and a drink come with the show.
Breweries in converted industrial districts, pouring beer made on site.
Coffee
1 matchAll-day local cafés for coffee, a bite and a quick meeting.
Beaches, Parks and the Water
2 matchesRiverfront promenades with lawns, events and water views downtown.
Island parks a short hop from downtown, with trails and water all around.
Things to Do
2 matchesMajor performing arts stages a few minutes from home.
Big-league baseball close to home; the Nationals train here each spring.
Neighborhoods
Neighborhoods, Side by Side
| The Wharf and Navy Yard | West Palm Beach | What they share |
|---|---|---|
| Navy Yard high-rises Condominium and loft buildings near the ballpark and riverfront. | One City Plaza See homes in this community (opens in a new tab) | Downtown condominiums and lofts within walking distance of shops, the Kravis Center and the waterfront. |
| Capitol Hill rowhouses Nineteenth-century rowhouses on tree-lined historic blocks. | Flamingo Park See homes in this community (opens in a new tab) | Historic district of older houses on leafy streets near downtown. |
More to explore
More Neighborhoods Worth Noting in West Palm Beach
For something new
The Bristol: A 25-story tower on South Flagler Drive, completed 2019.
See homes in The Bristol (opens in a new tab) 4 for sale now
La Clara: 83 residences on South Flagler, closings from 2023.
See homes in La Clara (opens in a new tab) 3 for sale now
Forté on Flagler: A 25-story tower on South Flagler, with closings since July 2025.
See homes in Forté on Flagler (opens in a new tab) 5 for sale now
For boaters
One Watermark Place: Large residences above a 22-slip marina.
See homes in One Watermark Place (opens in a new tab) 1 for sale now
For old Florida charm
El Cid: A historic district of 1920s and postwar homes along South Flagler Drive.
See homes in El Cid (opens in a new tab) 9 for sale now
Flamingo Park: A 1920s historic district just south of downtown.
See homes in Flamingo Park (opens in a new tab) 9 for sale now
Old Northwood: A 1920s land-boom historic district north of downtown.
See homes in Old Northwood (opens in a new tab) 9 for sale now
For a newer single-family home
Banyan Cay: Single-family homes inside Banyan Cay Resort, on the former President Country Club land.
See homes in Banyan Cay (opens in a new tab) 22 for sale now
New construction
New Construction, Side by Side
| The Wharf and Navy Yard | West Palm Beach | What they share |
|---|---|---|
| Amaris | Olara | New condominium towers built for the view. |
Questions
Questions About West Palm Beach If You Love The Wharf and Navy Yard
Is West Palm Beach like The Wharf and Navy Yard?
The Wharf's new waterfront has a match in West Palm Beach: new towers on the Intracoastal, a waterfront park and downtown restaurants within a walk.
Where should I eat in West Palm Beach if I love the restaurants in The Wharf and Navy Yard?
If you love Del Mar in The Wharf, try Kitchen. If you love Officina in The Wharf, try Elisabetta's. If you love The Salt Line in Navy Yard, try Pistache French Bistro.
What is the nightlife like in West Palm Beach compared with The Wharf and Navy Yard?
If Pearl Street Warehouse in The Wharf is your kind of night, try The Sunset Lounge: small music rooms where dinner and a drink come with the show. If Bluejacket in Navy Yard is your kind of night, try Steam Horse Brewing: breweries in converted industrial districts, pouring beer made on site.
What are the coffee shops, beaches and parks like in West Palm Beach compared with The Wharf and Navy Yard?
Colada Shop pairs with Celis Juice Bar. The Yards Park pairs with West Palm Beach Waterfront and Lake Pavilion. Theodore Roosevelt Island pairs with Peanut Island Park.
Which West Palm Beach neighborhoods feel like The Wharf and Navy Yard?
Navy Yard high-rises: look at One City Plaza (Downtown condominiums and lofts within walking distance of shops, the Kravis Center and the waterfront). Capitol Hill rowhouses: look at Flamingo Park (Historic district of older houses on leafy streets near downtown). See every one in our West Palm Beach neighborhood guides.
Is there new construction in West Palm Beach like The Wharf and Navy Yard?
If Amaris is on your list, look at Olara: New condominium towers built for the view. More in Palm Beach County new developments.
What is different about living in West Palm Beach compared with The Wharf and Navy Yard?
The vibe: New waterfront neighborhoods of towers, restaurants and the ballpark in The Wharf and Navy Yard; A walkable downtown of new towers and 1920s neighborhoods, busiest in winter in West Palm Beach. The beaches: Delaware and Maryland ocean beaches, about 3 hours away in The Wharf and Navy Yard; Palm Beach's ocean beaches across the bridge, about 10 minutes away in West Palm Beach. On the water: The Washington Channel, the Potomac and the Anacostia Riverwalk in The Wharf and Navy Yard; The Intracoastal along Flagler Drive, with a waterfront park and marina downtown in West Palm Beach. Golf and clubs: Public golf at East Potomac, private clubs in the suburbs in The Wharf and Navy Yard; The city-owned West Palm Beach Golf Course, with private clubs nearby in West Palm Beach. Evenings out: Concerts at The Anthem and Pearl Street Warehouse, pints at Bluejacket in The Wharf and Navy Yard; Clematis by Night concerts, jazz at the Sunset Lounge, pints at Steam Horse Brewing in West Palm Beach. The homes: New high-rise condos and apartments on the water in The Wharf and Navy Yard; High-rise condos downtown and 1920s houses in historic districts like Flamingo Park in West Palm Beach. Getting back to Washington: Already in the city: the Metro Green Line or a short drive in The Wharf and Navy Yard; About 10 minutes to the West Palm Beach airport, then about 2 hours nonstop to Reagan National, BWI or seasonal Dulles in West Palm Beach.
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In their words
What People Ask Before Moving from Maryland and DC
Questions and worries that come up again and again in forums and news coverage, with our answers. Quotes are from public posts and articles, linked to the source.
How much more is homeowners insurance than in Maryland?
Expect to pay more than in Maryland; quote each address before you make an offer. Citizens cut its 2026 rates, with a statewide average reduction of 8.7%.
Does leaving Maryland end both taxes?
Florida has neither. Maryland has both an estate tax and an inheritance tax, so a real change of domicile matters.
Are the Nats nearby?
Yes: the Nationals and Astros share the spring training park in West Palm Beach.
Are there good hospitals and specialists?
Jupiter Medical Center, Palm Beach Gardens Medical Center, and Cleveland Clinic Martin North Hospital in Stuart.
Which town is calm but not dead?
Jupiter and Tequesta for calm with services; Stuart for calmer still.
Heard This? Here Is the Fact
“Florida must be far from the Nationals.”
Nationals and Astros hold spring training in West Palm Beach. (source (opens in a new tab))
The big question
Is It Worth Moving from Maryland and DC to Palm Beach County?
For most Maryland and DC buyers who can make Florida their real home, yes. Florida has no income, estate or inheritance tax, where Maryland stacks a state tax, a county tax, an estate tax and an inheritance tax, and DC's top rate is 10.75%. Reagan National is about two and a half hours nonstop; the trade is a higher insurance bill and a hot summer that is also hurricane season.
604 tax returns moved from Maryland into Palm Beach and Martin counties in the 2022 to 2023 IRS county-to-county migration data, led by Montgomery County (223), Baltimore County (139) and Anne Arundel County (70) (IRS SOI migration data (opens in a new tab)).
| What changes | Maryland and DC | Palm Beach County |
|---|---|---|
| State income tax, top rate | Maryland 6.5% above $1M single / $1.2M joint, plus county tax of 2.25% to 3.30%; DC 10.75% above $1M | None |
| Estate tax | Maryland: estates above $5,000,000 | None |
| Inheritance tax | Maryland: 10% to heirs outside the exempt classes | None |
| Median effective property tax | Maryland 0.92%; DC 0.60% | Palm Beach County 0.82%; Martin County 0.76% |
| Leaving the tax system | Maryland and DC tax residents on their income wherever it is earned. | Driver license within 30 days, Declaration of Domicile, homestead by March 1 |
| Home insurance | Usually the smaller bill | Usually the larger bill; wind and flood are priced house by house |
| Flights between the two | Reagan National, Baltimore and Dulles (seasonal) | Nonstop from West Palm Beach, about two and a half hours |
| Home prices | Varies by town | Town by town; see the live medians |
Taxes and costs
How Do Maryland and DC and Florida Taxes Compare?
Florida has no state income, estate or inheritance tax. Maryland charges up to 6.5% plus a county income tax of 2.25% to 3.30%, taxes estates above $5,000,000 and charges a 10% inheritance tax on heirs outside the exempt classes. DC’s top income tax rate is 10.75%.
Maryland stacks a state tax, a county tax, an estate tax and an inheritance tax. Run your own figures with your CPA.
| Maryland / DC | Florida | |
|---|---|---|
| State income tax, top rate | Maryland 6.5% above $1M single / $1.2M joint, plus county tax of 2.25% to 3.30% (Comptroller of Maryland (opens in a new tab)); DC 10.75% above $1M (DC OTR (opens in a new tab)) | None |
| Estate tax | Maryland: estates above $5,000,000 (Comptroller of Maryland (opens in a new tab)) | None |
| Inheritance tax | Maryland: 10% to heirs outside the exempt classes | None |
| Median effective property tax | Maryland 0.92%; DC 0.60% (Tax Foundation 2026 (opens in a new tab), 2024 data) | Palm Beach County 0.82%; Martin County 0.76% |
Accessed October 2026. General information, not tax advice.
Florida’s constitution bars a state tax on the income of residents (Fla. Const. Art. VII, s.5 (opens in a new tab)). A home you own and live in as of January 1 can carry the homestead exemption: the first $25,000 of assessed value off all taxes and a second $25,000 (indexed to inflation) off non-school taxes on value above $50,000 (s.196.031 (opens in a new tab)). After the first year, Save Our Homes holds the yearly rise in assessed value to 3% or inflation, whichever is lower (s.193.155 (opens in a new tab)). A second home or rental gets no homestead; its non-school assessment increase is capped at 10% a year (s.193.1554 (opens in a new tab)).
On the November 3, 2026 ballot: Amendment 3 (opens in a new tab) would raise the non-school homestead exemption sharply from 2027 and lower the non-homestead cap from 10% to 5%. As passed by the Legislature, people who are not Florida residents on December 31, 2026 would get the current exemption for their first four years of homestead and the larger one from the fifth year, to the extent the U.S. Constitution allows. If it passes, we will update this page; if timing matters to you, talk to your tax advisor before you close.
Published rates as of October 2026. General information, not tax advice. Your result depends on your income and filing; confirm with your CPA.
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Making Florida home
When Do Maryland and DC Stop Treating Me as a Resident?
Maryland and DC tax residents on their income wherever it is earned, so the move has to be a real change of domicile: your home, your time, your business and the things you treasure. The Florida filings below build the record.
- Close on a home you will live inHomestead turns on owning and living in the home as your permanent residence on January 1.
- Florida driver license within 30 daysFlorida asks new residents to switch their license within 30 days of establishing residency (FLHSMV (opens in a new tab)).
- Insure, title and register your carFlorida insurance from a Florida-licensed agent, then title and registration within 10 days of establishing residency. A vehicle titled in another state needs a VIN verification.
- Register to vote at the new addressOnline, at the tax collector or at a driver license office (Florida Division of Elections (opens in a new tab)). The address should match the homestead.
- File a Declaration of DomicileA sworn statement recorded with the Clerk of the Circuit Court in your county (s.222.17 (opens in a new tab)): Palm Beach County Clerk (opens in a new tab) or Martin County Clerk (opens in a new tab).
- Apply for homestead by March 1With the Palm Beach County Property Appraiser (opens in a new tab) or the Martin County Property Appraiser (opens in a new tab). Miss March 1 and the exemption waits a year.
We coordinate closing dates with your attorney and CPA so the January 1 homestead date lines up.
Florida filings show intent but do not by themselves end residency in your current state. That state decides under its own rules, so get advice from a tax professional there before you rely on it.
Getting back
How Do I Get Back to Washington from Palm Beach?
Nonstop flights from West Palm Beach to Reagan National, Baltimore and Dulles (seasonal) take about two and a half hours, and the airport is about 30 minutes from Jupiter.
West Palm Beach (DJT, formerly PBI) flies nonstop to Reagan National on American and JetBlue, to Baltimore on Southwest, and seasonally to Dulles on United (airport nonstop list (opens in a new tab), October 2026).
From Jupiter the airport is about 30 minutes without traffic.
Nonstop from DJT, October 2026
- Reagan National (DCA): American, JetBlue
- Baltimore (BWI): Southwest
- Dulles (IAD): United (seasonal)
Airlines change routes often; check with the airline before you plan around one.
Before you make an offer
What Should I Know About Insurance and Flood Zones Before I Make an Offer?
Insurance is one of the costs new arrivals most often underestimate, and it turns as much on the house as on the town: roof age and shape, opening protection, elevation and distance to the water all move the premium. We ask for quotes during the inspection period, not after it.
Look up the flood zone for the specific home: FEMA Flood Map Service Center (opens in a new tab), Palm Beach County flood maps (opens in a new tab) (new maps took effect December 20, 2024) or Martin County flood zones (opens in a new tab). A National Flood Insurance Program policy usually starts 30 days after purchase, unless it is bought with the mortgage (FloodSmart (opens in a new tab)).
Citizens Property Insurance is the state’s insurer of last resort. A primary home qualifies only when private offers run more than 20% above Citizens, and Citizens policies now require flood coverage, phased in by home value through January 1, 2027 (s.627.351 (opens in a new tab)).
Ask for these before you commit
- A four-point and a wind mitigation inspection (insurers price the roof, openings and wiring)
- The roof’s age and permit history
- An elevation certificate if the home is in a flood zone
- The seller’s current premium and carrier
- For a condominium: the association’s master policy, reserves and milestone inspection status
Wind-mitigation features earn premium credits by law (s.627.0629 (opens in a new tab)). Homesteaded owners may qualify for a free inspection through My Safe Florida Home (opens in a new tab).
Not insurance advice. Eligibility, coverage and premiums are set by each carrier and by Citizens. Get quotes from a Florida-licensed agent and confirm the flood zone for the specific address.
Renting first
Should I Rent Before I Buy in Palm Beach County?
Many of our buyers rent first: a winter season, or a year, to learn the drive to the beach in March traffic, what August feels like, and which clubhouse they actually want to walk into. Many winter leases run January through April, and furnished homes for the season are often reserved months ahead.
We arrange the rental, and when the right home comes up we are already looking with you. How seasonal and annual rentals work here.
Search what is open now
Every luxury seasonal rental in Palm Beach County, furnished and priced by the month, live from the MLS. By town: Palm Beach · Jupiter · Palm Beach Gardens · Singer Island · West Palm Beach · Juno Beach.
A home can be committed for part of the season and still show as active, so send us your dates and we check each one with the listing agent. Leases of six months or less carry Florida sales tax and the county’s 6% tourist development tax.
Many condominiums and homeowner associations set a minimum lease term and limit how often a home can be leased each year, and some towns restrict short stays. Check the association and town rules for the specific home before you sign.
West Palm Beach averages about 66°F in January and 83°F in July, with about 62 inches of rain a year, most of it May through October (NOAA 1991-2020 normals (opens in a new tab)). Hurricane season runs June 1 to November 30 (National Hurricane Center (opens in a new tab)).
How we help
Who Helps With a Move from Washington to Palm Beach County?
My team and I scout first and send you video, notes and documents before you fly. We coordinate with your attorney and CPA on timing, line up insurance quotes and inspections, and stay with you through closing and the homestead filing.
Questions we hear
Moving from Maryland and DC: Questions
Where should I live in Palm Beach County if I'm moving from Maryland and DC?
Most Washington-area buyers start in Palm Beach (if you love Georgetown), North Palm Beach (Annapolis), Palm Beach Gardens (Bethesda and Chevy Chase) or Wellington (Potomac and Middleburg). Maryland has both an estate tax and an inheritance tax plus county income tax; DC’s top rate is 10.75%. Florida has none of these. Reagan National, Dulles and BWI are nonstop.
Which Palm Beach County town is most like Georgetown?
Palm Beach. Georgetown’s historic houses, shops and walkable streets have their winter counterpart in Palm Beach: an island of historic houses, Mediterranean Revival buildings and Worth Avenue, with the ocean a block away.
Which Palm Beach County town is most like Annapolis?
North Palm Beach. Annapolis is a sailing town, and North Palm Beach is a boating village: canal homes with docks, marinas and a village golf club, with the Palm Beach Inlet minutes away.
Which Palm Beach County town is most like St. Michaels and the Eastern Shore?
Stuart. Lucie River running out to the inlet.
Which Palm Beach County town is most like Bethesda and Chevy Chase?
Palm Beach Gardens. The club life of Chevy Chase and the good streets of Bethesda point to Palm Beach Gardens, where private golf clubs and the homes around them are the heart of the city.
Which Palm Beach County town is most like Potomac and Middleburg?
Wellington. Potomac’s horse farms and Middleburg’s hunt country carry over to Wellington, where barns, riding trails and the winter show and polo seasons are part of daily life.
Which Palm Beach County town is most like The Wharf and Navy Yard?
West Palm Beach. The Wharf’s new waterfront has a match in West Palm Beach: new towers on the Intracoastal, a waterfront park and downtown restaurants within a walk.
Does Florida have an estate or inheritance tax?
No. Maryland has both: an estate tax on estates above $5,000,000 and a 10% inheritance tax on heirs outside the exempt classes. Florida has neither.
Can I fly nonstop to Washington?
Yes. American and JetBlue fly to Reagan National, Southwest to BWI, and United to Dulles in season.
Which town is most like Annapolis?
North Palm Beach, for canals, marinas and a yacht club near the inlet; Stuart if you want a historic river town.
How do I establish Florida residency if I'm leaving Maryland and DC?
Get a Florida driver license within 30 days, insure, title and register your car, register to vote at your new address, record a Declaration of Domicile with the county clerk, and file for homestead by March 1.
When is hurricane season, and how does it affect insurance?
June 1 to November 30. Insurers price wind risk by the house: roof age, opening protection and elevation. Ask for quotes and a wind mitigation inspection during the inspection period.
Is it worth moving from Maryland and DC to Palm Beach County?
For most Maryland and DC buyers who can make Florida their real home, yes. Florida has no income, estate or inheritance tax, where Maryland stacks a state tax, a county tax, an estate tax and an inheritance tax, and DC's top rate is 10.75%. Reagan National is about two and a half hours nonstop; the trade is a higher insurance bill and a hot summer that is also hurricane season.
How many people move from Maryland and DC to Palm Beach County?
604 tax returns moved from Maryland into Palm Beach and Martin counties in the 2022 to 2023 IRS migration data, most of them from Montgomery, Baltimore and Anne Arundel counties.
Is Palm Beach County cheaper than Maryland and DC?
On taxes, yes for most buyers: no income, estate or inheritance tax, where Maryland adds a county income tax to its state tax. Home insurance usually costs more here, and home prices vary widely by town; the towns compared shows each town's live median.
How long is the flight from Maryland and DC to Palm Beach?
About two and a half hours nonstop from the airport in West Palm Beach (DJT, formerly PBI) to Reagan National, Baltimore and Dulles (seasonal).
Do I need a car in Palm Beach County?
For most errands, yes. Downtown West Palm Beach and Palm Beach are walkable, and Brightline runs from West Palm Beach to Miami and Orlando, but most of the towns buyers choose here are built around driving.
Who helps people relocating from Maryland and DC to Jupiter or Palm Beach Gardens?
Monika Phillips of Douglas Elliman Real Estate in Jupiter, licensed in Florida since 2009, works with buyers moving from Washington, DC, Bethesda and Chevy Chase, Potomac, Annapolis and the Eastern Shore: community scouting and video before you fly down, then tours when you visit.
Moving from somewhere else?
More Relocation Guides
Your move, handled
Start Your Move from Washington
Tell us the places you love at home and how you want to live here. We will send a short list of towns and communities to start from.
Monika Phillips, Sales Associate, Douglas Elliman Real Estate
Resources
Resources and Sources
Every outside link we used to build this guide, plus the official sites you will need once you get here. Links open in a new tab.
Settling in: official Florida links
License, voting, homestead, schools and getting around.
- Florida driver license and tag for new residents (FLHSMV) (opens in a new tab)
- Register to vote in Florida (opens in a new tab)
- Homestead exemption, Palm Beach County Property Appraiser (opens in a new tab)
- Homestead exemption, Martin County Property Appraiser (opens in a new tab)
- Declaration of domicile, Palm Beach County Clerk (opens in a new tab)
- Recording, Martin County Clerk (opens in a new tab)
- School District of Palm Beach County (opens in a new tab)
- Martin County School District (opens in a new tab)
- FPL, electric service (opens in a new tab)
- Palm Beach International (DJT) nonstop routes (opens in a new tab)
- Brightline, train to Fort Lauderdale, Miami and Orlando (opens in a new tab)
Insurance, flood and storms
Check these before you make an offer.
- Citizens Property Insurance (opens in a new tab)
- My Safe Florida Home (inspections and hardening grants) (opens in a new tab)
- FEMA Flood Map Service Center (opens in a new tab)
- FloodSmart, the National Flood Insurance Program (opens in a new tab)
- Palm Beach County flood maps (opens in a new tab)
- Martin County flood zones (opens in a new tab)
- Palm Beach County Emergency Management (opens in a new tab)
- National Hurricane Center, climatology (opens in a new tab)
Taxes and residency: Maryland and DC and Florida
The laws and rate tables behind the numbers on this page.
- Comptroller of Maryland, 2026 withholding (opens in a new tab)
- Comptroller of Maryland, estate tax (opens in a new tab)
- DC Office of Tax and Revenue, rates (opens in a new tab)
- Tax Foundation, Property Taxes by State and County, 2026 (opens in a new tab)
- Florida Constitution, Art. VII (opens in a new tab)
- Fla. Stat. s.196.031, homestead exemption (opens in a new tab)
- Fla. Stat. s.193.155, Save Our Homes and portability (opens in a new tab)
- Fla. Stat. s.193.1554, non-homestead cap (opens in a new tab)
- Florida Division of Elections, Amendment 3 (HJR 1F) (opens in a new tab)
- Fla. Stat. s.222.17, declaration of domicile (opens in a new tab)
- Fla. Stat. s.627.351, Citizens eligibility and flood requirement (opens in a new tab)
- FloodSmart (NFIP), policy terms (opens in a new tab)
- NOAA NCEI 1991-2020 normals, West Palm Beach (opens in a new tab)
News and data cited on this page
Reporting and public data behind the stories and "New" notes above.
- WLRN: Phipps Ocean Park is being rebuilt with restored dunes, 80,000 native plants, a relocated Little Red… (opens in a new tab)
- Stet News: Village Place, the proposed redevelopment of the old Twin City Mall site at US-1 and Northlake Boulevard… (opens in a new tab)
- Publix Corporate Newsroom: Publix opened May 21, 2026 at Avenir Town Center on Northlake Boulevard (opens in a new tab)
- Commercial Observer: Related Ross bought 32 acres near State Road 7 for Village Landing, planned with a 180-room hotel and… (opens in a new tab)
- WFLX: The Nora District enters its third phase with Nora House, an 11-story building of 117 condos;… (opens in a new tab)
- Sports Illustrated: Every MLB team that holds spring training in Florida (opens in a new tab)
Wellington photo: Pantagruel68, CC BY-SA 3.0, via Wikimedia Commons.
Tax, residency, insurance and legal information on this page is general, current as of October 2026, and is not tax, legal, insurance or financial advice. Laws and rates change. Before acting, confirm with a licensed CPA, an attorney licensed in Florida and in your current state, and a Florida-licensed insurance agent. Links to outside sites are for convenience; we do not control or endorse them. Restaurant, club and brand names belong to their owners and imply no affiliation. Listing counts are live from BeachesMLS, change throughout the day, include only listings available for internet display, and are deemed reliable but not guaranteed. All material presented herein is intended for information purposes only. While this information is believed to be correct; it is represented subject to errors, omission, changes, or withdrawal without notice. All property information, including, but not limited to square footage, room count, number of bedrooms and the school district in property listings are deemed reliable, but should be verified by the Agent’s own attorney, architect, or zoning expert. Monika Phillips, Sales Associate, Douglas Elliman Real Estate, 400 South US Highway 1, Suite C1, Jupiter, FL 33477. © 2026 Douglas Elliman Real Estate. All material presented herein is intended for information purposes only. While this information is believed to be correct, it is represented subject to errors, omissions, changes or withdrawal without notice. Equal Housing Opportunity.
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